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105 Useppa #UNIT B, Useppa Island, FL 33924

$1,150,000

3
beds
3 full · 1 half
baths
1,641
sqft
1980
year built

VIRTUAL TOUR

Discover the beauty and privacy of Egret Cottage, a fully renovated 3-bedroom, 3.5-bath residence along Useppa Island's east-facing beach, among an enclave of multi-million-dollar homes. Spectacular, ever-changing waterfront views capture the best of island living, from breathtaking sunrises and passing dolphins to abundant seabirds and beautiful pink-hued evening skies. Ideally positioned halfway between the Collier Inn pool and Useppa marina, Egret offers convenient access to island amenities while maintaining a private, peaceful setting. It's proximity to the Marina is additionally beneficial as ownership of Egret comes with the cost-free-ability to dock a boat 24' or less, as provided in the development's deed restrictions. Beyond its remarkable setting, Egret Cottage has a noteworthy history of storm resilience. During Hurricanes Ian, Helene, and Milton, the home emerged unscathed. All openings feature impact-resistant glass or electric hurricane shutters, providing added protection and peace of mind. Further advantage is provided by an assignable Flood Insurance policy with a current premium of $1,299, which renews in April. Offered fully furnished, the home features re-piped plumbing with a Halo whole-house water purification system, an integrated generator system (IGS), and two-zone HVAC with internet-connected thermostats. Sliding glass doors feature retractable screens to preserve unobstructed views. Additional appointments include wood and French limestone flooring, a Miele washer with Intelitimer safety valve, and Miele dryer. Egret's distinctive floor plan accommodates a complement of guests while providing exceptional privacy. The spacious upper-level primary suite occupies its own floor and features a king bedroom, dressing area, en-suite bath, and dedicated office. Separate lower-level accommodations include a queen bedroom, private kitchenette, and custom-built four-bed bunk room. Each bedroom has an en-suite bath, complemented by a half bath on the main living level. The custom-designed kitchen spaces feature two Sub-Zero refrigerators, two Miele dishwashers, a Miele oven, Wolf cooktop, and Breville Nespresso espresso machine. Adding further versatility, Egret's floor plan allows the lower level to be closed off and used as a separate two-bedroom, two-bath living space, offering flexibility for guests or potential rental opportunities. Outdoor living is equally inviting. An expansive waterfront deck with wide steps leading directly to the beach provides an ideal setting for sunbathing, exercise, entertaining, or enjoying the views. Two covered outdoor living areas further enhance the home. The front porch along the pink pathway features a Weber Genesis grill, while the waterfront porch offers electric retractable screens for comfortable outdoor enjoyment. Egret Cottage is a rare opportunity to enjoy a beautifully appointed, versatile beachfront residence in one of Useppa Island's most desirable settings.

Highlights

  • Residential
  • Built in 1980
  • 0.052 Acre Lot
  • 2 days on Market

  • Bedrooms
    3
  • Bathrooms
    3 full · 1 half
  • Year Built
    1980
  • Stories
    3.0
  • Architectural Style
    Multi Level, Duplex
  • Construction Materials
    Vinyl Siding
  • Foundation
    Pillar/Post/Pier, Raised
  • Parking Features
    Driveway, Unpaved
  • Living Area
    1641.0
  • Interior Features
    Pantry, Bar, Wet Bar, Other, Built-in Features
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Oven, Freezer, Self Cleaning Oven, Water Purifier
  • Flooring
    Tile, Other, Wood
  • Furnished
    Furnished
  • Exterior Features
    Balcony, Outdoor Shower, Outdoor Grill
  • Patio And Porch
    Patio, Deck, Porch
  • Pool Features
    Community
  • Cooling
    Central Air, Electric, Zoned
  • Heating
    Electric, Zoned, Central

  • Acres
    0.052
  • View
    Water, Bay
  • Utilities
    Underground Utilities, Cable Not Available
  • Water
    Public

  • Area
    OI01 - Outer Islands
  • County
    Lee
  • City
    Useppa Island
  • Neighborhood
    USEPPA ISLAND
  • Zip Code
    33924

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Price History

11/13/2026 Listed $1,150,000
Source: Multiple Listing Service of Bonita SpringsEstero #2026046860
11/13/2026 Listed $1,150,000
Source: Florida Gulf Coast Multiple Listing Service #2026046860
11/13/2026 Listed $1,150,000
Source: Naples Area Board of REALTORS #2026046860
02/26/2026 Off Market —
Source: Florida Gulf Coast Multiple Listing Service #226008972
02/26/2026 Off Market —
Source: Multiple Listing Service of Bonita SpringsEstero #226008972
02/26/2026 Off Market —
Source: Naples Area Board of REALTORS #226008972

Source: MLS Data

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Frequently Asked Questions

How do I schedule a tour of 105 Useppa #UNIT B?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 105 Useppa #UNIT B.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 105 Useppa #UNIT B?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $1,150,000. We can talk through recent upgrades, potential seller motivation, how this residential compares to others in Useppa Island, and can even get you in to see the property quickly.

How do I get a virtual tour of 105 Useppa #UNIT B?

Yes! A virtual tour is available for 105 Useppa #UNIT B. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 105 Useppa #UNIT B?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 105 Useppa #UNIT B at around $7,185. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 105 Useppa #UNIT B?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Lee County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 105 Useppa #UNIT B?

In most cases, yes. Whether 105 Useppa #UNIT B is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Useppa Island's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 105 Useppa #UNIT B?

We can handle that for you. Our preferred local agent specializes in residentials in Useppa Island and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,150,000 with 1,641 sqft of space—that comes out to approximately $701 per square foot.

How long has this property been on the market?

105 Useppa #UNIT B was listed on November 13, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1980, making it approximately 46 years old.

What is the lot size of this property?

105 Useppa #UNIT B sits on a 0.05-acre lot, which is 2,178 square feet.

What are the property taxes for 105 Useppa #UNIT B?

The most recent public record shows annual property taxes for 105 Useppa #UNIT B were approximately $7,682. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 105 Useppa #UNIT B still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.