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RARE LAKEFRONT OPPORTUNITY IN UMATILLA! Discover the possibilities with this 2.76 acre vacant waterfront parcel located on 3rd Street in Umatilla, Florida. Offering approximately 80 feet of lake frontage, this property presents an excellent opportunity to own a sizable piece of waterfront land in a desirable Central Florida setting. Whether you envision building your dream home, creating a private waterfront retreat, or securing a long-term land investment, this property offers space, privacy, and the appeal of lakeside living. Enjoy the natural beauty and peaceful surroundings while still being conveniently located near Umatilla's local amenities and the recreational opportunities of the surrounding Lake County area. Large waterfront parcels with this much acreage are an opportunity worth exploring. Don't miss your chance to own 2.76 acres of lakefront property in Umatilla!

Highlights

  • Land
  • 2.76 Acre Lot
  • Waterfront
  • 10 days on Market


  • Acres
    2.76
  • Lot Features
    Wooded, Level, Waterfront, Paved
  • Water Front Features
    Lake Front, Lake Privileges
  • Water Front
    Yes
  • View
    Lake, Water, City


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Frequently Asked Questions

How do I schedule a tour of 3rd St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3rd St.

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3rd St?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $224,900. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Umatilla, and can even get you in to see the property quickly.

How do I get a virtual tour of 3rd St?

Yes! A virtual tour is available for 3rd St. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3rd St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3rd St at around $1,477. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3rd St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Lake County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3rd St?

In most cases, yes. Whether 3rd St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Umatilla's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3rd St?

We can handle that for you. Our preferred local agent specializes in lands in Umatilla and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

3rd St was listed on November 03, 2026, which means it's been on the market for 10 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

3rd St sits on a 2.76-acre lot, which is 120,226 square feet.

What are the property taxes for 3rd St?

The most recent public record shows annual property taxes for 3rd St were approximately $2,360. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3rd St still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 13, 2026 at 12:45PM | Source: Stellar MLS | MLS#: O6455634