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LOCATION, LOCATION, LOCATION – A MUST-SEE HOME IN SUMMERS CAY! Make this stunning two-story home your personal sanctuary! Nestled in the highly desirable Summers Cay community, this beautifully maintained, 2022-built, 4-bedroom, 2.5-bathroom home with a spacious loft and versatile bonus flex room offers the perfect blend of modern elegance, comfort, functionality, and convenience. Enjoy the added benefits of LOW HOA fees and NO CDD! PRIME LOCATION! Conveniently situated near the I-4 and I-75 interchange, this home offers easy access to Downtown Tampa, Brandon, Riverview, and the Tampa–Orlando corridor. Whether commuting to work, enjoying the vibrant entertainment and dining options of Tampa Bay, or planning a relaxing getaway to Clearwater or St. Petersburg beaches, you'll appreciate the convenience of this desirable location while enjoying the tranquility of a quiet neighborhood. Step inside and experience modern living at its finest! From the moment you enter, you'll appreciate the inviting atmosphere, thoughtfully designed open-concept floor plan, and seamless flow of living spaces. Durable ceramic tile flooring and well-maintained carpeting provide the perfect combination of style, comfort, and easy maintenance. The heart of the home is the beautifully designed kitchen! Featuring sleek floating-style cabinetry, elegant granite countertops, high-end stainless steel Whirlpool appliances, and a spacious center island with breakfast bar seating, this kitchen is a dream for cooking enthusiasts and entertainers alike. The kitchen flows effortlessly into the expansive great room and dining area, creating an inviting space for everyday living, entertaining guests, and making lasting memories. Flexibility, Comfort, and Privacy! The bonus flex room offers endless possibilities as a home office, study, hobby room, or additional entertainment space. Upstairs, a spacious loft provides another versatile living area, perfect for a media room, game room, or private retreat. The primary suite is your personal oasis, thoughtfully designed for relaxation and privacy. Enjoy a generous walk-in closet and a beautifully appointed bathroom featuring a dual-sink granite vanity and spacious walk-in shower. Two additional bedrooms, a full guest bathroom, and a conveniently located upstairs laundry room complete the second floor, offering a functional layout for a variety of lifestyles. Your private backyard retreat awaits! Step outside onto the covered lanai and enjoy the peaceful surroundings with NO REAR NEIGHBORS! Whether enjoying your morning coffee, unwinding after a long day, or entertaining guests, this inviting outdoor space provides the perfect setting to relax and appreciate Florida living. Additional highlights include an installed Guardian security system, keyless door entry, modern finishes, and a thoughtfully designed floor plan that combines everyday convenience with contemporary style. Experience the perfect balance of modern living, neighborhood tranquility, and convenient access to everything the Tampa Bay area has to offer. Don't miss this exceptional opportunity to make this beautiful Summers Cay residence your next home! Schedule your private showing today and discover everything this remarkable property has to offer!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 0.13 Acre Lot
  • $126/mo HOA
  • 2 Car Garage
  • 2 days on Market

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    2022
  • Stories
    2.0
  • Construction Materials
    Frame, Concrete
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    2416.0
  • Interior Features
    Walk-In Closet(s), Stone Counters
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Disposal, Cooktop
  • Flooring
    Tile, Carpet
  • Furnished
    Unfurnished
  • Patio And Porch
    Covered, Patio
  • Security Features
    Smoke Detector(s), Security System
  • Cooling
    Central Air
  • Heating
    Electric

  • Acres
    0.13
  • Utilities
    Electricity Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 9644 Summers Cay Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 9644 Summers Cay Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 9644 Summers Cay Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $425,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Thonotosassa, and can even get you in to see the property quickly.

How do I get a virtual tour of 9644 Summers Cay Cir?

Yes! A virtual tour is available for 9644 Summers Cay Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 9644 Summers Cay Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 9644 Summers Cay Cir at around $2,791. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 9644 Summers Cay Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hillsborough County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 9644 Summers Cay Cir?

In most cases, yes. Whether 9644 Summers Cay Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Thonotosassa's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 9644 Summers Cay Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Thonotosassa and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $425,000 with 2,416 sqft of space—that comes out to approximately $176 per square foot.

How long has this property been on the market?

9644 Summers Cay Cir was listed on November 06, 2026, which means it's been on the market for 2 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

9644 Summers Cay Cir sits on a 0.13-acre lot, which is 5,663 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Folsom-HB
  • Middle: Jennings-HB
  • High: King-HB

Want to see how these schools compare? Check out our Hillsborough County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 9644 Summers Cay Cir?

The most recent public record shows annual property taxes for 9644 Summers Cay Cir were approximately $5,836. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $126 paid monthly.

Is 9644 Summers Cay Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 08, 2026 at 04:37AM | Source: Stellar MLS | MLS#: TB8564758