$468,900
438 Troy Loop , The Villages, FL 32162
- 3
- beds
- 2
- baths
- 1,918
- sqft
- 2006
- year built
- Status:
- Active
- MLS #:
- G5117577
- Neighborhood:
- THE VILLAGES
- County:
- Sumter
- Listed By:
- Lili Whittington - SOUNDINGS, LLC
- Agent Phone:
- (954) 235-4766
- Agent Email:
- lilianawhittington@comcast.net
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE! A Gardenia with a third bedroom that works two ways.” 1,918 sq ft Gardenia near Mallory Square, bond balance of only $5,288. PRICE TO SELL at $468,900! Beautifully maintained single-story Gardenia model in The Villages, FL 32162. This home shows pride of ownership throughout and features a long list of recent upgrades: - Newer roof, approximately 5 years old - Exterior freshly painted approximately 2 years ago - A/C and coil system replaced, approximately 9 years old - EXTRA-LARGE LANAI with bird cage enclosure - Driveway and front walkway freshly painted October 2026 - There are no homes located at the rear of the property Open, comfortable floor plan with a spacious living area, well-appointed kitchen, and relaxing primary suite. Enjoy the best of Villages living just a short golf-cart ride from Lake Sumter Landing and Brownwood, with easy access to recreation, dining, and entertainment.
Highlights
- Residential
- Single Family Residence
- Built in 2006
- 0.17 Acre Lot
- 2 Car Garage
- 61 days on Market
Open House
-
November 8, 20262:00am - 4:00pm
-
November 8, 20262:00am - 4:00pm
This open house information was last updated on 11/07/2026 05:11PM
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2006
-
- Construction Materials
- Block, Concrete
-
- Foundation
- Concrete Perimeter
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached
-
- Living Area
- 1918.0
-
- Interior Features
- Cathedral Ceiling(s), Eat-in Kitchen, Walk-In Closet(s), High Ceilings, Built-in Features
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
-
- Flooring
- Carpet, Ceramic Tile
-
- Furnished
- Furnished
-
- Exterior Features
- Lighting
-
- Patio And Porch
- Covered, Patio, Screened, Front Porch, Side Porch
-
- Cooling
- Central Air
-
- Heating
- Central
-
- Acres
- 0.17
-
- Utilities
- Cable Available, Electricity Available, Water Available
-
- Water
- Public
-
- Senior Community
- Yes
-
- Area
- 32162 - Lady Lake/The Villages
-
- County
- Sumter
-
- City
- The Villages
-
- Neighborhood
- THE VILLAGES
-
- Zip Code
- 32162
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $468900
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
preferred mortgage partner
your partner for Sumter county
Responsive Mortgage
Company NMLS #: 3446
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$451,681
Estimated Sales Price Range:
$401,996 - $501,365
Source: Constellation Data Labs
Price History
| 10/26/2026 | Price Changed | $468,900 |
| Source: Stellar MLS #G5117577 | ||
| 09/08/2026 | Listed | $494,900 |
| Source: Stellar MLS #G5117577 | ||
Source: MLS Data
Deed History
| 10/07/2022 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 05/12/2022 | Re-recorded Release | $0 |
| 02/04/2022 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 02/04/2022 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 10/07/2021 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 10/07/2021 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 11/20/2015 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 06/15/2015 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
| 07/19/2006 | Warranty Deed | $265,800 |
Source: Public records via Constellation Data Labs
Mortgage History
| 02/04/2022 | VA | $284,000 |
| 10/07/2021 | VA | $241,140 |
| 11/06/2017 | Open End with Future Advance Clause / Open End Mortgage | $53,000 |
| 11/20/2015 | VA | $202,725 |
| 03/06/2013 | VA | $173,875 |
| 02/20/2009 | Unknown | $180,000 |
| 07/19/2006 | Unknown | $231,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout The Villages
There are currently 498 properties available in The Villages, with 51 under contract to close soon. Properties in the city have an average sale price of $437,066 and typically spend 91 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 10 zip codes in Sumter County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 438 Troy Loop?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 438 Troy Loop.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 438 Troy Loop?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $468,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in The Villages, and can even get you in to see the property quickly.
Are there any upcoming open houses for this property?
Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.
How do I get a virtual tour of 438 Troy Loop?
Yes! A virtual tour is available for 438 Troy Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 438 Troy Loop?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 438 Troy Loop at around $2,864. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 438 Troy Loop?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Sumter County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 438 Troy Loop?
In most cases, yes. Whether 438 Troy Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in The Villages's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 438 Troy Loop?
We can handle that for you. Our preferred local agent specializes in residentials in The Villages and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $468,900 with 1,918 sqft of space—that comes out to approximately $244 per square foot.
How long has this property been on the market?
438 Troy Loop was listed on September 08, 2026, which means it's been on the market for 61 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2006, making it approximately 20 years old.
What is the lot size of this property?
438 Troy Loop sits on a 0.17-acre lot, which is 7,405 square feet.
What are the property taxes for 438 Troy Loop?
The most recent public record shows annual property taxes for 438 Troy Loop were approximately $3,858. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 438 Troy Loop still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in The Villages, FL
Open Houses Near The Villages, FL
Land for Sale Near The Villages, FL
Townhomes for Sale Near The Villages, FL
Waterfront Homes for Sale Near The Villages, FL
Waterfront Condos for Sale Near The Villages, FL
Homes with Pools for Sale Near The Villages, FL
Gated Community Homes for Sale Near The Villages, FL
Homes with No Hoa for Sale Near The Villages, FL
Homes in Adult Communities for Sale Near The Villages, FL
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 08, 2026 at 12:18AM | Source: Stellar MLS | MLS#: G5117577
