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Welcome to resort-style living in the highly sought-after master-planned community of Shearwater! This beautifully designed 5-bedroom, 4-bathroom home offers an ideal blend of comfort, functionality, and upgraded finishes, all nestled on a peaceful preserve lot. From the moment you arrive, the inviting front porch welcomes you home. Inside, the open-concept floor plan creates an effortless flow between the living, dining, and kitchen spaces, making everyday living and entertaining a breeze. The thoughtfully designed first floor features a spacious primary suite, private office, and laundry room, providing convenience and flexibility for today's lifestyle. The upgraded kitchen offers beautiful finishes, ample cabinetry, and a functional layout that opens seamlessly to the main living area. The spacious primary suite features a large walk-in closet, while the home offers an abundance of storage throughout both the first and second floors. Upstairs, you'll find additional bedrooms, bathrooms, and a versatile bonus room perfect for a media room, playroom, home gym, or additional living space. David Weekly home! Throughout the home, enjoy a combination of luxury vinyl tile and carpet, along with thoughtful upgrades in the kitchen and bathrooms. Additional features include a whole-house water filtration system and water softener for added comfort and peace of mind. Step outside to enjoy your private covered patio overlooking the preserve, offering a peaceful backdrop for morning coffee, outdoor dining, or relaxing at the end of the day. And then there's the Shearwater lifestyle! This nature-inspired community offers an impressive array of resort-style amenities, including multiple pools, kayaking, scenic nature trails, fitness center, tennis courts, dog park, and more. Zoned for highly rated St. Johns County schools and conveniently located just minutes from the brand-new Trout Creek Academy K-8, shopping, dining, and everyday conveniences, this home offers the perfect combination of luxury, location, and lifestyle. Come experience why Shearwater is one of St. Johns County's most desirable communities and discover a home designed for the way you live.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2020
  • 0.17 Acre Lot
  • $236/yr HOA
  • 3 Car Garage
  • 62 days on Market

  • Bedrooms
    5
  • Bathrooms
    4
  • Year Built
    2020
  • Stories
    2.0
  • Architectural Style
    Traditional
  • Garage Spaces
    3.0
  • Parking Features
    Garage
  • Living Area
    3051.0
  • Interior Features
    Breakfast Bar
  • Appliances
    Dishwasher, Refrigerator, Tankless Water Heater, Gas Cooktop, Gas Water Heater
  • Flooring
    Carpet
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.17
  • Lot Features
    Wooded
  • Utilities
    Cable Available
  • Water
    Public

  • Area
    304- 210 South
  • County
    Saint Johns
  • City
    St. Johns
  • Neighborhood
    Shearwater
  • Zip Code
    32092
  • High School
    Beachside
  • Middle School
    Trout Creek Academy
  • Elementary School
    Trout Creek Academy

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Frequently Asked Questions

How do I schedule a tour of 103 Windley Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 103 Windley Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 103 Windley Dr?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 4 bath, listed for $689,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in St. Johns, and can even get you in to see the property quickly.

How do I get a virtual tour of 103 Windley Dr?

Yes! A virtual tour is available for 103 Windley Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 103 Windley Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 103 Windley Dr at around $4,633. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 103 Windley Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 103 Windley Dr?

In most cases, yes. Whether 103 Windley Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in St. Johns's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 103 Windley Dr?

We can handle that for you. Our preferred local agent specializes in residentials in St. Johns and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $689,000 with 3,051 sqft of space—that comes out to approximately $226 per square foot.

How long has this property been on the market?

103 Windley Dr was listed on September 10, 2026, which means it's been on the market for 62 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2020, making it approximately 6 years old.

What is the lot size of this property?

103 Windley Dr sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Trout Creek Academy
  • Middle: Trout Creek Academy
  • High: Beachside

Want to see how these schools compare? Check out our Saint Johns County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 103 Windley Dr?

The most recent public record shows annual property taxes for 103 Windley Dr were approximately $8,544. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $236 paid annually.

This covers access to community features including: Playground, Clubhouse, Fitness Center, Pool, Park, Dog Park.

Is 103 Windley Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data


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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 11, 2026 at 12:45PM | Source: realMLS | MLS#: 2164202