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**THIS CONDO IS BEING SOLD SUBJECT TO THE CURRENT LEASE IN PLACE WHICH EXPIRES ON 1/31/2027** Welcome to 4650 Cove Circle, #209, located in beautiful St. Petersburg, Florida, in the Hamilton House Building at Sea Towers! This spacious 2 Bedroom, 2 Full Bath Condo is Florida living at its best. Sea Towers is a highly desirable 55+ waterfront community in beautiful St. Petersburg, Florida. This well-positioned second-floor condo offers comfort, convenience, and a relaxed Florida lifestyle just minutes from the Gulf beaches. This spacious 2-bedroom, 2-bath residence features a bright and functional floor plan that flows effortlessly from the kitchen into the combined living and dining area, creating an open and inviting space that feels larger than the square footage suggests. Large windows bring in natural light while offering partial water views from both the living room and the primary bedroom, providing a peaceful backdrop to everyday living. The primary suite offers a comfortable retreat with an en-suite bathroom and water views, while the second bedroom and full bathroom provide ideal space for guests, a home office, or additional living flexibility. For added peace of mind, all west-facing windows are equipped with hurricane shutters. The seller is including a one-year Homeowner Warranty valued at approximately $450, providing coverage for major appliances as well as plumbing and electrical systems. The Hamilton House is the most conveniently located building in Sea Towers, positioned immediately inside the guard-gated entrance for easy access in and out of the community. The unit also includes a covered parking space and a private 4x4x4 storage locker conveniently located on the same floor, just a few steps away. Additionally, there is currently free washer and dryer usage conveniently located right by the elevators on the first floor. Sea Towers offers an impressive array of resort-style amenities in a beautifully maintained waterfront setting. Residents enjoy two heated pools, saunas, tennis and pickleball courts, shuffleboard, a fitness center, card room, billiards room, and a scenic waterfront grilling and lounge area complete with covered seating and restrooms. The community is well-managed with healthy reserves, and the Milestone Inspection has already been completed. Located just minutes from Madeira Beach, Seminole City Center, grocery stores, restaurants, and shopping, the location offers the perfect balance of convenience and coastal living. Bike to the beach, enjoy nearby waterfront dining, or simply relax within this vibrant and amenity-rich community. This unit also features the only carport in the complex that allows you to drive straight in to park under the carport and easily pull straight out! Information herein is deemed reliable but not guaranteed. Listing Broker/Agent makes no warranties, express or implied, as to the accuracy of any information (including, without limitation, square footage, room sizes, acreage, boundaries, lot lines, schools, utilities, zoning, or condition). Buyer and Buyer’s Agent are advised to independently verify all facts and measurements through inspections, surveys, and appropriate professionals. Seller and/or Listing Agent have not occupied the property (if applicable), and therefore have limited knowledge of the property’s history and condition; representations, if any, are based on available records and visual observation.

Highlights

  • Residential
  • Condominium
  • Built in 1970
  • 0.59 Acre Lot
  • 236 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1970
  • Stories
    1.0
  • Construction Materials
    Block
  • Foundation
    Slab
  • Living Area
    970.0
  • Interior Features
    Elevator
  • Appliances
    Dishwasher, Refrigerator, Disposal, Cooktop
  • Flooring
    Laminate, Carpet
  • Furnished
    Furnished
  • Security Features
    Gated Community
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.59
  • Utilities
    Cable Available, Electricity Connected
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 4650 Cove Circle 209?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4650 Cove Circle 209.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4650 Cove Circle 209?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $204,500. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Saint Petersburg, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 4650 Cove Circle 209?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4650 Cove Circle 209 at around $1,254. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4650 Cove Circle 209?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Pinellas County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4650 Cove Circle 209?

In most cases, yes. Whether 4650 Cove Circle 209 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Petersburg's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4650 Cove Circle 209?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Petersburg and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $204,500 with 970 sqft of space—that comes out to approximately $211 per square foot.

How long has this property been on the market?

4650 Cove Circle 209 was listed on March 18, 2026, which means it's been on the market for 236 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1970, making it approximately 56 years old.

What is the lot size of this property?

4650 Cove Circle 209 sits on a 0.59-acre lot, which is 25,700 square feet.

What are the property taxes for 4650 Cove Circle 209?

The most recent public record shows annual property taxes for 4650 Cove Circle 209 were approximately $1,088. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 4650 Cove Circle 209 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 09, 2026 at 01:07AM | Source: Stellar MLS | MLS#: TB8485621