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Under Construction. What's Special: Close to Park | 3-Car Garage | Covered Lanai. New Construction - December Completion! Welcome to the Java at 831 Ladyfish Trail in The Waters at Center Lake Ranch! This beautifully designed one-story home offers four bedrooms, three full bathrooms, a half bathroom, and a versatile study. The open-concept layout centers around a spacious great room that flows seamlessly into the dining area and gourmet kitchen with a large island, creating the perfect space for entertaining and everyday living. The private primary suite features a generous bathroom and walk-in closet, while the secondary bedrooms provide comfort and flexibility. Enjoy relaxing outdoors on the covered lanai and the convenience of a three-car garage. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: tray ceiling package, pocket sliding glass door at great room, whole house 8' interior doors, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#O6454973

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2026
  • 0.13 Acre Lot
  • $84/mo HOA
  • 3 Car Garage
  • 5 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2026
  • Architectural Style
    Traditional
  • Construction Materials
    Block
  • Foundation
    Slab
  • Garage Spaces
    3.0
  • Parking Features
    Driveway, Attached, Garage Door Opener
  • Living Area
    2721.0
  • Interior Features
    Open Floorplan, Tray Ceiling(s), Coffered Ceiling(s)
  • Appliances
    Dishwasher, Microwave, Range, Disposal, Gas Water Heater
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Patio And Porch
    Covered, Patio, Front Porch
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.13
  • Utilities
    Cable Available, Sewer Available, Electricity Available, Water Available, Natural Gas Available, Natural Gas Connected, Underground Utilities
  • Water
    Public

  • Area
    34771 - St Cloud (Magnolia Square)
  • County
    Osceola
  • City
    Saint Cloud
  • Neighborhood
    THE WATERS AT CENTER LAKE RANCH
  • Zip Code
    34771
  • High School
    Harmony High
  • Middle School
    Narcoossee Middle
  • Elementary School
    Narcoossee Elementary

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Frequently Asked Questions

How do I schedule a tour of 831 Ladyfish Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 831 Ladyfish Trl.

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How do I get more information about 831 Ladyfish Trl?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $580,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.

How do I get a virtual tour of 831 Ladyfish Trl?

Yes! A virtual tour is available for 831 Ladyfish Trl. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 831 Ladyfish Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 831 Ladyfish Trl at around $3,301. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 831 Ladyfish Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 831 Ladyfish Trl?

In most cases, yes. Whether 831 Ladyfish Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 831 Ladyfish Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $580,000 with 2,721 sqft of space—that comes out to approximately $213 per square foot.

How long has this property been on the market?

831 Ladyfish Trl was listed on November 04, 2026, which means it's been on the market for 5 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

831 Ladyfish Trl sits on a 0.13-acre lot, which is 5,663 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Narcoossee Elementary
  • Middle: Narcoossee Middle
  • High: Harmony High

Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $84 paid monthly.

This covers access to community features including: Playground, Pool, Basketball Court.

Is 831 Ladyfish Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 09, 2026 at 01:57AM | Source: Stellar MLS | MLS#: O6454973