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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 5210 Hammock Circle in St. Cloud, a spacious two-story home offering 4 bedrooms, 3.5 bathrooms, a versatile loft, and multiple indoor and outdoor living spaces designed for comfort and flexibility. With a functional layout, generous living areas, and exceptional parking space, this home offers the perfect balance of everyday living and entertaining. Inside, the main living areas flow seamlessly between the kitchen, dining, and gathering spaces, creating an inviting atmosphere that feels open, connected, and ideal for hosting. The flexible floor plan offers endless possibilities for a home office, guest space, hobby area, or additional living needs, while the upstairs loft serves as the perfect bonus space for a media room, playroom, study area, or second lounge. One of the home’s standout features is the oversized driveway with parking for up to 12 vehicles, a rare and highly desirable feature that offers incredible convenience for larger households and entertaining guests. Outdoor living is equally inviting with a welcoming front porch, covered rear porch, and extended patio area ideal for grilling, outdoor dining, relaxing, or enjoying the Florida lifestyle year-round. The backyard provides plenty of open, usable space to create your own private outdoor retreat. Located just minutes from Lake Nona, this home offers convenient access to one of Central Florida’s fastest-growing destinations, known for its Medical City, highly rated dining, shopping, entertainment, and major employers. Residents also enjoy easy access to nearby parks, lakes, schools, and major roadways connecting to Kissimmee, Orlando, and surrounding Central Florida areas, all while enjoying the comfort of a residential neighborhood setting.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2001
  • 0.25 Acre Lot
  • $1,020/yr HOA
  • 2 Car Garage
  • 164 days on Market

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2001
  • Stories
    2.0
  • Construction Materials
    Block
  • Foundation
    Block
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage Faces Side
  • Living Area
    3811.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Crown Molding, Built-in Features
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Cooktop
  • Flooring
    Tile, Carpet, Wood
  • Furnished
    Unfurnished
  • Exterior Features
    Rain Gutters, Garden
  • Patio And Porch
    Patio, Front Porch, Rear Porch
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.25
  • Lot Features
    Landscaped, Paved
  • View
    Trees/Woods, Garden
  • Utilities
    Electricity Connected
  • Water
    Private, Well

  • Area
    34771 - St Cloud (Magnolia Square)
  • County
    Osceola
  • City
    Saint Cloud
  • Neighborhood
    HAMMOCK POINTE
  • Zip Code
    34771
  • High School
    Tohopekaliga High School
  • Middle School
    Narcoossee Middle
  • Elementary School
    Narcoossee Elementary

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Frequently Asked Questions

How do I schedule a tour of 5210 Hammock Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 5210 Hammock Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 5210 Hammock Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $714,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.

How do I get a virtual tour of 5210 Hammock Cir?

Yes! A virtual tour is available for 5210 Hammock Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 5210 Hammock Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 5210 Hammock Cir at around $4,771. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 5210 Hammock Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 5210 Hammock Cir?

In most cases, yes. Whether 5210 Hammock Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 5210 Hammock Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $714,900 with 3,811 sqft of space—that comes out to approximately $188 per square foot.

How long has this property been on the market?

5210 Hammock Cir was listed on May 29, 2026, which means it's been on the market for 164 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2001, making it approximately 25 years old.

What is the lot size of this property?

5210 Hammock Cir sits on a 0.25-acre lot, which is 10,890 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Narcoossee Elementary
  • Middle: Narcoossee Middle
  • High: Tohopekaliga High School

Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 5210 Hammock Cir?

The most recent public record shows annual property taxes for 5210 Hammock Cir were approximately $8,429. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,020 paid annually.

Is 5210 Hammock Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 09, 2026 at 03:37PM | Source: Stellar MLS | MLS#: O6409148