3986 Baja Dr , Saint Cloud, FL 34772
$419,900
- 4
- beds
- 2 full · 1 half
- baths
- 2,675
- sqft
- 2016
- year built
$419,900
3986 Baja Dr , Saint Cloud, FL 34772
- 4
- beds
- 2 full · 1 half
- baths
- 2,675
- sqft
- 2016
- year built
- Status:
- Active
- MLS #:
- S5147286
- Neighborhood:
- WHALEYS CREEK PH 1
- County:
- Osceola
- Listed By:
- Norquy Pagan - NONA LEGACY POWERED BY LA ROSA
- Agent Phone:
- (407) 738-2276
- Agent Email:
- npagan145@gmail.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
NO CDD!!!!! NEW ROOF TO BE INSTALLED PRIOR TO CLOSING!! Welcome home to this 4-bedroom, 2.5-bath, 3 car tandem garage overlooking the pond. Designed for both comfort and entertaining! This beautifully maintained property features a spacious open-concept layout, seamlessly connecting the living room, dining area, and modern kitchen—perfect for gatherings and everyday living. Sliding glass doors lead to a 20x10 screened lanai, creating the ideal indoor/outdoor lifestyle. The home showcases elegant porcelain tile flooring throughout the main living areas. The chef-inspired kitchen is a true centerpiece, complete with a large island with sink, stainless steel appliances, granite countertops, an eat-in space, and an oversized walk-in pantry. Step outside to the screened lanai and enjoy peaceful pond views—an ideal setting to unwind after a long day. The oversized primary suite offers a private retreat with room for a king-size bed, a sitting area or fitness space, and serene water views. The en-suite bathroom features dual sinks, granite counters, a private water closet, a large glass-enclosed shower, and an expansive walk-in closet. Additional highlights include a functional mudroom with built-in bench, storage cubbies, and hooks, a spacious laundry room with room for added cabinetry, and a 3-car tandem garage offering ample storage and parking. Located in a beautiful community with resort-style amenities including a pool, clubhouse, and park, this home is ideally situated near the Turnpike and major roadways. Enjoy easy access to Orlando International Airport, world-famous Atlantic beaches, top dining, shopping, and Central Florida’s renowned theme parks. Don’t miss your opportunity to make this exceptional home yours!
Highlights
- Residential
- Single Family Residence
- Built in 2016
- 0.18 Acre Lot
- $99/mo HOA
- Waterfront
- 3 Car Garage
- 217 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2 full · 1 half
-
- Year Built
- 2016
-
- Stories
- 1.0
-
- Architectural Style
- Contemporary
-
- Construction Materials
- Block
-
- Foundation
- Slab
-
- Garage Spaces
- 3.0
-
- Parking Features
- Driveway, Attached, Oversized, Garage Door Opener, Tandem
-
- Living Area
- 2675.0
-
- Interior Features
- Eat-in Kitchen, Walk-In Closet(s), High Ceilings
-
- Appliances
- Dishwasher, Microwave, Refrigerator, Range, Disposal
-
- Flooring
- Tile
-
- Furnished
- Unfurnished
-
- Exterior Features
- Rain Gutters
-
- Patio And Porch
- Covered, Screened, Rear Porch
-
- Cooling
- Central Air
-
- Heating
- Heat Pump, Central
-
- Acres
- 0.18
-
- Lot Features
- Waterfront, Paved
-
- Water Front Features
- Pond
-
- Water Front
- Yes
-
- View
- Water, Pond
-
- Utilities
- Cable Available, Cable Connected, Electricity Connected, Sewer Connected
-
- Water
- Public
-
- Area
- 34772 - St Cloud (Narcoossee Road)
-
- County
- Osceola
-
- City
- Saint Cloud
-
- Neighborhood
- WHALEYS CREEK PH 1
-
- Zip Code
- 34772
-
- High School
- St. Cloud High School
-
- Middle School
- St. Cloud Middle (6-8)
-
- Elementary School
- Canoe Creek K-8
-
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Estimated Value
$460,477
Estimated Sales Price Range:
$446,662 - $474,291
Source: Constellation Data Labs
Price History
| 11/08/2026 | Price Changed | $419,900 |
| Source: Stellar MLS #S5147286 | ||
| 04/08/2026 | Listed | $464,900 |
| Source: Stellar MLS #S5147286 | ||
Source: MLS Data
Deed History
| 09/02/2016 | Special Warranty Deed | $276,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 09/02/2016 | VA | $276,000 |
Source: Public records via Constellation Data Labs
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There are currently 1668 properties available in Saint Cloud, with 94 under contract to close soon. Properties in the city have an average sale price of $461,608 and typically spend 113 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3986 Baja Dr?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3986 Baja Dr.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3986 Baja Dr?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $419,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.
How do I get a virtual tour of 3986 Baja Dr?
Yes! A virtual tour is available for 3986 Baja Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3986 Baja Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3986 Baja Dr at around $2,390. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3986 Baja Dr?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3986 Baja Dr?
In most cases, yes. Whether 3986 Baja Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3986 Baja Dr?
We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $419,900 with 2,675 sqft of space—that comes out to approximately $157 per square foot.
How long has this property been on the market?
3986 Baja Dr was listed on April 08, 2026, which means it's been on the market for 217 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2016, making it approximately 10 years old.
What is the lot size of this property?
3986 Baja Dr sits on a 0.18-acre lot, which is 7,841 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Canoe Creek K-8
- Middle: St. Cloud Middle (6-8)
- High: St. Cloud High School
Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3986 Baja Dr?
The most recent public record shows annual property taxes for 3986 Baja Dr were approximately $4. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $99 paid monthly.
This covers access to community features including: Playground, Clubhouse, Pool.
Is 3986 Baja Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 11, 2026 at 04:26PM | Source: Stellar MLS | MLS#: S5147286
