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WELCOME HOME! Thoughtfully upgraded and beautifully maintained, this 4-bedroom, 2-bath home combines modern comfort, stylish finishes, and exceptional indoor-outdoor living. At the heart of the home is an impressive chef-inspired kitchen designed for both everyday living and entertaining. Enjoy quartz countertops, a spacious center island, stainless steel appliances, two separate ovens, and a stylish backsplash. The kitchen flows seamlessly into the dining area and an EXTRA-WIDE living space, creating an open and inviting setting where everyone can gather. A wall-mounted Wayfair electric fireplace adds warmth, character, and an elegant finishing touch to the main living area. Step through the sliding doors and discover one of the home's standout features—a beautifully upgraded COVERED LANAI EXTENDING THE FULL WIDTH OF THE HOME! Equipped with electrically operated screens, this versatile outdoor living area is perfect for morning coffee, relaxing evenings, dining outdoors, or entertaining family and friends throughout the year. An expansive paver area extends into the backyard, providing even more usable outdoor space. Additional upgrades continue throughout the home, including an Aquafeel whole-house water purification system, upgraded flooring and closet features in the primary bathroom, and additional cabinetry in the laundry room. With 4 bedrooms, 2 bathrooms, generous living and entertaining spaces, and upgrades both inside and out, this home offers much more than meets the eye. Conveniently located near shopping, restaurants, grocery stores, and everyday conveniences, with easy access to Florida's Turnpike for commuting throughout Central Florida. So many of this home's special features are best appreciated in person—schedule your private showing and come see what makes this property stand out!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2018
  • 0.15 Acre Lot
  • $99/mo HOA
  • 4 days on Market

Open House

  • November 8, 2026
    1:00pm - 3:00pm

This open house information was last updated on 11/05/2026 06:52AM

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2018
  • Stories
    1.0
  • Construction Materials
    Block
  • Foundation
    Block
  • Parking Features
    Attached
  • Living Area
    1979.0
  • Interior Features
    High Ceilings
  • Appliances
    Dishwasher, Microwave, Refrigerator, Range
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Private Yard
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.15
  • Lot Features
    Landscaped
  • Water
    Private

  • Area
    34772 - St Cloud (Narcoossee Road)
  • County
    Osceola
  • City
    Saint Cloud
  • Neighborhood
    WHALEYS CREEK PH 2
  • Zip Code
    34772
  • High School
    St. Cloud High School
  • Middle School
    Canoe Creek K-8
  • Elementary School
    Canoe Creek K-8

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Frequently Asked Questions

How do I schedule a tour of 3920 Cabo Rojo Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3920 Cabo Rojo Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3920 Cabo Rojo Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $413,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How do I get a virtual tour of 3920 Cabo Rojo Dr?

Yes! A virtual tour is available for 3920 Cabo Rojo Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3920 Cabo Rojo Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3920 Cabo Rojo Dr at around $2,547. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3920 Cabo Rojo Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3920 Cabo Rojo Dr?

In most cases, yes. Whether 3920 Cabo Rojo Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3920 Cabo Rojo Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $413,900 with 1,979 sqft of space—that comes out to approximately $209 per square foot.

How long has this property been on the market?

3920 Cabo Rojo Dr was listed on November 03, 2026, which means it's been on the market for 4 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2018, making it approximately 8 years old.

What is the lot size of this property?

3920 Cabo Rojo Dr sits on a 0.15-acre lot, which is 6,534 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Canoe Creek K-8
  • Middle: Canoe Creek K-8
  • High: St. Cloud High School

Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3920 Cabo Rojo Dr?

The most recent public record shows annual property taxes for 3920 Cabo Rojo Dr were approximately $3,632. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $99 paid monthly.

Is 3920 Cabo Rojo Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 07, 2026 at 07:45PM | Source: Stellar MLS | MLS#: S5160809