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**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Rare 3-bedroom villa, new floors, two parking spots, and a low HOA that covers the big-ticket items? This one is the total package. Welcome to 3200 Villa Way Circle, a standout villa in a quiet, well-kept Saint Cloud community where 3-bedroom layouts are hard to come by. With 3 bedrooms and 2 full bathrooms, this home gives you the extra space buyers actually want, whether you need a guest room, home office, hobby space, or simply more room to spread out. Inside, the new flooring gives the home a fresh, updated feel from the moment you walk in. High ceilings and an easy single-story layout make the living areas feel open, comfortable, and functional for everyday life. The living and dining spaces flow naturally together, creating the perfect setup for relaxing, hosting, or keeping things simple. The covered and screened-in patio adds even more usable space, giving you a peaceful spot for morning coffee, evening wine, weekend lounging, or enjoying the Florida weather without the bugs. This villa also comes with two parking spots, a major everyday convenience for both owners and guests. Even better, the low HOA covers the roof, exterior maintenance, lawn care, exterior paint, and access to the community pool. The pool is located at walking distance right behind the unit, so you can enjoy a pool day whenever you want, without having to clean, maintain, or pay for the upkeep yourself. Tucked inside a very quiet community with easy access to shopping, dining, major roadways, Lake Nona, Orlando International Airport, and everything Saint Cloud has to offer, this villa delivers the space, updates, convenience, and low-maintenance Florida living buyers are looking for.

Highlights

  • Residential
  • Townhouse
  • Built in 1997
  • 0.04 Acre Lot
  • $182/mo HOA
  • 52 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1997
  • Stories
    1.0
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Living Area
    1156.0
  • Interior Features
    Walk-In Closet(s), Vaulted Ceiling(s)
  • Appliances
    Dryer, Refrigerator, Washer, Range, Range Hood
  • Furnished
    Unfurnished
  • Exterior Features
    Rain Gutters, Garden
  • Patio And Porch
    Covered, Patio, Screened
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.04
  • Utilities
    Electricity Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 3200 Villa Way Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3200 Villa Way Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3200 Villa Way Cir?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $244,900. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Saint Cloud, and can even get you in to see the property quickly.

How do I get a virtual tour of 3200 Villa Way Cir?

Yes! A virtual tour is available for 3200 Villa Way Cir. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 3200 Villa Way Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3200 Villa Way Cir at around $1,635. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3200 Villa Way Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3200 Villa Way Cir?

In most cases, yes. Whether 3200 Villa Way Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3200 Villa Way Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $244,900 with 1,156 sqft of space—that comes out to approximately $212 per square foot.

How long has this property been on the market?

3200 Villa Way Cir was listed on September 21, 2026, which means it's been on the market for 52 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1997, making it approximately 29 years old.

What is the lot size of this property?

3200 Villa Way Cir sits on a 0.04-acre lot, which is 1,742 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Neptune Elementary
  • Middle: St. Cloud Middle (6-8)
  • High: St. Cloud High School

Want to see how these schools compare? Check out our Osceola County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3200 Villa Way Cir?

The most recent public record shows annual property taxes for 3200 Villa Way Cir were approximately $2,895. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $182 paid monthly.

Is 3200 Villa Way Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 12, 2026 at 03:07PM | Source: Stellar MLS | MLS#: O6444065