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Landscaping is included in HOA. This home is perfect for downsizing or your First Home. Close to St Cloud City and Shopping. This Quaint 3 Bed home in the desirable Palamar Oaks Village with a community pool, is in a convenient location. . With vision, you can transform and update this home to the ideal retreat. Inside, you’ll find a BRIGHT OPEN FLOOR PLAN with VAULTED CEILINGS, ABUNDANT NATURAL LIGHT, TILE FLOORING THROUGHOUT THE MAIN LIVING AREAS, and a cozy WOOD-BURNING FIREPLACE that creates a warm focal point. The kitchen features NEWER STAINLESS STEEL APPLIANCES, ample cabinetry, and a BREAKFAST BAR, flowing seamlessly into the living space and out to an ENCLOSED/SCREENED PATIO—perfect for relaxing or entertaining while overlooking the backyard. The thoughtfully designed layout offers a SPLIT-BEDROOM FEEL FOR ADDED PRIVACY, including a spacious PRIMARY SUITE WITH PRIVATE BATH, plus two additional bedrooms with generous closet space. Additional highlights include INDOOR LAUNDRY WITH WASHER & DRYER (2024/2025), a SPACIOUS 2-CAR GARAGE, and major updates including ROOF (2018), A/C (2021), and WATER HEATER (2025). Enjoy community amenities including a POOL, CLUBHOUSE, AND MAINTAINED GROUNDS, all conveniently located near St. Cloud Lakefront Park, Downtown St. Cloud, shopping, dining, US-192, and the Florida's Turnpike. MOVE-IN READY AND FULL OF VALUE—THIS IS ONE YOU DON’T WANT TO MISS.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1986
  • 0.11 Acre Lot
  • $196/mo HOA
  • 2 Car Garage
  • 211 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1986
  • Stories
    1.0
  • Architectural Style
    Florida
  • Construction Materials
    Stucco
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1230.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Open Floorplan
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal, Water Softener, Water Purifier
  • Flooring
    Ceramic Tile
  • Furnished
    Partially
  • Exterior Features
    Rain Gutters
  • Cooling
    Central Air
  • Heating
    Central
  • Basement
    Unfinished

  • Acres
    0.11
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 1144 Monroe Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1144 Monroe Ave.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1144 Monroe Ave?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $299,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Cloud, and can even get you in to see the property quickly.

How do I get a virtual tour of 1144 Monroe Ave?

Yes! A virtual tour is available for 1144 Monroe Ave. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 1144 Monroe Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1144 Monroe Ave at around $1,856. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1144 Monroe Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Osceola County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1144 Monroe Ave?

In most cases, yes. Whether 1144 Monroe Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Cloud's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1144 Monroe Ave?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Cloud and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $299,900 with 1,230 sqft of space—that comes out to approximately $244 per square foot.

How long has this property been on the market?

1144 Monroe Ave was listed on April 16, 2026, which means it's been on the market for 211 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1986, making it approximately 40 years old.

What is the lot size of this property?

1144 Monroe Ave sits on a 0.11-acre lot, which is 4,792 square feet.

What are the property taxes for 1144 Monroe Ave?

The most recent public record shows annual property taxes for 1144 Monroe Ave were approximately $1,787. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $196 paid monthly.

This covers access to community features including: Playground.

Is 1144 Monroe Ave still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 13, 2026 at 01:25AM | Source: Stellar MLS | MLS#: O6399059