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WANT THE SHEARWATER LIFESTYLE? CLOSE TO THE SCHOOL? A HOME THAT SHOWS LIKE A MODEL? DESIGNER UPGRADES? UNBELIEVABLE PRICE? HERE IT IS!!!! Welcome to an exceptional home where timeless design, thoughtful upgrades, and an incredible lifestyle come together in one of St. Johns County's most sought-after communities. Perfectly positioned on a quiet cul-de-sac in Shearwater and just a three-minute walk to Trout Creek Academy, this stunning four-bedroom, three-bath residence with a dedicated study and expansive upstairs bonus suite offers the perfect blend of everyday comfort and luxury. Even better, the new Shearwater Community Park and Junior Library are being built directly across from the school, making this an outstanding location for families. From the moment you arrive, the paved driveway, welcoming front porch, and impressive 8-foot double entry doors create beautiful, inviting curb appeal. Inside, abundant natural light fills the thoughtfully designed floor plan, featuring luxury vinyl plank flooring throughout the main living areas, new carpet, and updated tile in the wet areas. The private study, enclosed with double glass French doors, offers the perfect work-from-home space. At the heart of the home, the stunning chef's kitchen showcases quartz countertops, a classic subway tile backsplash, white shaker cabinetry, a gas cooktop with a striking stainless steel hood, recessed and designer pendant lighting, a farmhouse sink, an oversized island with seating for four, and a custom walk-in pantry with built-in wood shelving. The spacious dining area is ideal for entertaining and is complemented by a custom coffee and serving bar with floating shelves, beautifully designed to match the kitchen finishes. The inviting family room features a tray ceiling, custom shiplap accent wall, electric fireplace with a beautiful mantle, and triple 8-foot pocketing sliders that open seamlessly to the oversized screened lanai. The first-floor owner's suite is a luxurious retreat with a tray ceiling and French doors leading to the spa-inspired bath, complete with a marble-tiled walk-in shower, seamless glass enclosure, dual stone-topped vanities, custom cabinetry, garden tub, and an incredible custom walk-in closet featuring built-ins, quartz counters, and designer lighting. Two additional bedrooms and a beautifully upgraded full bath are located downstairs, while the laundry room is enhanced with custom tile flooring and a stylish barn door. Upstairs, the spacious bonus room with its own full en-suite bath offers endless flexibility as a guest suite, teen retreat, playroom, media room, or second home office. Enjoy Florida living on the oversized screened lanai overlooking the private, fully fenced backyard. The two-car garage includes a workbench with pegboards and overhead storage racks that will convey. (The electric vehicle charger does not convey.) Living in Shearwater means enjoying one of Northeast Florida's premier resort-style communities, complete with a lagoon pool, lazy river, three-story waterslide, fitness center, walking trails, parks, playgrounds, sports courts, and year-round community events-all within the highly acclaimed A-rated St. Johns County School District. This remarkable home offers luxury, functionality, and an exceptional lifestyle in one of Northeast Florida's most desirable communities.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2023
  • 0.17 Acre Lot
  • $236/yr HOA
  • 2 Car Garage
  • 128 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2023
  • Stories
    2.0
  • Architectural Style
    Traditional
  • Construction Materials
    Fiber Cement
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage, Electric Vehicle Charging Station(s)
  • Living Area
    2292.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Pantry, Kitchen Island, Master Downstairs, Breakfast Bar, Open Floorplan, Entrance Foyer, Smart Thermostat, Built-in Features
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Disposal, Tankless Water Heater, Gas Cooktop, Gas Oven, Gas Water Heater, Electric Oven, Ice Maker
  • Flooring
    Tile, Carpet
  • Furnished
    Unfurnished
  • Patio And Porch
    Screened, Front Porch, Rear Porch
  • Security Features
    Smoke Detector(s), Carbon Monoxide Detector(s)
  • Cooling
    Ceiling Fan(s), Electric
  • Heating
    Electric, Central

  • Acres
    0.17
  • Lot Features
    Wooded, Cul-De-Sac
  • View
    Trees/Woods
  • Utilities
    Cable Available, Natural Gas Available, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    304- 210 South
  • County
    Saint Johns
  • City
    Saint Augustine
  • Neighborhood
    Shearwater
  • Zip Code
    32092
  • High School
    Beachside
  • Middle School
    Trout Creek Academy
  • Elementary School
    Trout Creek Academy

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Frequently Asked Questions

How do I schedule a tour of 98 Yardley Ct?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 98 Yardley Ct.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 98 Yardley Ct?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $525,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Augustine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 98 Yardley Ct?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 98 Yardley Ct at around $3,635. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 98 Yardley Ct?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 98 Yardley Ct?

In most cases, yes. Whether 98 Yardley Ct is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 98 Yardley Ct?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $525,000 with 2,292 sqft of space—that comes out to approximately $229 per square foot.

How long has this property been on the market?

98 Yardley Ct was listed on July 06, 2026, which means it's been on the market for 128 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2023, making it approximately 3 years old.

What is the lot size of this property?

98 Yardley Ct sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Trout Creek Academy
  • Middle: Trout Creek Academy
  • High: Beachside

Want to see how these schools compare? Check out our Saint Johns County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 98 Yardley Ct?

The most recent public record shows annual property taxes for 98 Yardley Ct were approximately $7,768. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $236 paid annually.

This covers access to community features including: Playground, Clubhouse, Fitness Center, Pool, Park, Spa/Hot Tub, Barbecue, Basketball Court, Dog Park, Maintenance Grounds, Jogging Path.

Is 98 Yardley Ct still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 11, 2026 at 09:04PM | Source: realMLS | MLS#: 2153928