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Affordable St. Augustine living with a beautiful pond view! This move-in-ready home offers the perfect combination of low-maintenance living, community amenities, & a convenient location. Step inside to an inviting floor plan with upgraded flooring throughout the main level & peaceful pond views that can be enjoyed from multiple rooms. The first floor features a spacious eat-in kitchen with breakfast bar, comfortable living area, half bath for guests, & generous under-stair storage. Upstairs, you'll find 2 bedrooms, 2 full baths, & a conveniently located laundry room. Both bedrooms offer spacious closets with organization systems, while the attached garage provides additional storage and an owned water softener system. Outside, enjoy your serene pond view without the hassle of extensive exterior or lawn maintenance, much of which is covered by the HOA. The community also offers a dog park & 2 playgrounds, giving you even more ways to enjoy the Florida lifestyle. Located with convenient access to I95, you're within easy reach of historic downtown St. Augustine, restaurants, shopping, entertainment, and the beaches, while still enjoying an affordable place to call home. No CDD fee! Whether you're looking for a primary residence, a low-maintenance Florida home, or simply want to be close to everything St. Augustine has to offer, this one deserves a look.

Highlights

  • Residential
  • Townhouse
  • Built in 2021
  • 0.06 Acre Lot
  • $194/mo HOA
  • Waterfront
  • 1 Car Garage
  • 54 days on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    2021
  • Stories
    2.0
  • Architectural Style
    Other
  • Construction Materials
    Fiber Cement
  • Garage Spaces
    1.0
  • Parking Features
    Garage, Guest
  • Living Area
    1259.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s), Kitchen Island, Breakfast Bar, Open Floorplan, Entrance Foyer
  • Appliances
    Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer, Disposal, Water Softener Owned, Electric Oven
  • Flooring
    Carpet
  • Furnished
    Unfurnished
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Central

  • Acres
    0.06
  • Lot Features
    Waterfront, Other
  • Water Front Features
    Pond
  • Water Front
    Yes
  • View
    Pond
  • Utilities
    Electricity Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 64 Silver Fern Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 64 Silver Fern Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 64 Silver Fern Dr?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $230,000. We can talk through recent upgrades, potential seller motivation, how this townhouse compares to others in Saint Augustine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 64 Silver Fern Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 64 Silver Fern Dr at around $1,541. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 64 Silver Fern Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 64 Silver Fern Dr?

In most cases, yes. Whether 64 Silver Fern Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 64 Silver Fern Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $230,000 with 1,259 sqft of space—that comes out to approximately $183 per square foot.

How long has this property been on the market?

64 Silver Fern Dr was listed on September 18, 2026, which means it's been on the market for 54 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2021, making it approximately 5 years old.

What is the lot size of this property?

64 Silver Fern Dr sits on a 0.06-acre lot, which is 2,614 square feet.

What are the property taxes for 64 Silver Fern Dr?

The most recent public record shows annual property taxes for 64 Silver Fern Dr were approximately $2,785. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $194 paid monthly.

This covers access to community features including: Playground, Dog Park.

Is 64 Silver Fern Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 11, 2026 at 07:06AM | Source: realMLS | MLS#: 2165455