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Welcome to this quaint and charming 3-bedroom, 2-bath home in the desirable St. Augustine South neighborhood! Fully updated and featuring a brand-new metal roof installed in 2025, this home offers a move-in-ready opportunity in an established and sought-after community. Inside, you’ll find a functional split-bedroom floor plan with comfortable living spaces and a fresh, updated feel throughout. Step outside to enjoy the welcoming front porch and large backyard, complete with a spacious paver area—perfect for entertaining, relaxing, or enjoying the beautiful St. Augustine weather. Additional features include a 1-car garage, oversized shed for extra storage, and no HOA. Conveniently located in St. Augustine South, close to shopping, dining, schools, recreation, and all that historic St. Augustine has to offer. Don’t miss this opportunity to own a fully updated home with a 2025 metal roof, spacious yard, and no HOA! Schedule your private showing today and make this charming St. Augustine home yours.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1985
  • 1 Car Garage
  • 48 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1985
  • Stories
    1.0
  • Architectural Style
    Single Family Home
  • Construction Materials
    Frame, Block
  • Foundation
    Slab
  • Garage Spaces
    1.0
  • Living Area
    1288.0
  • Interior Features
    Ceiling Fan(s), Chandelier
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
  • Flooring
    Vinyl
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Area
    12
  • County
    Saint Johns
  • City
    Saint Augustine
  • Neighborhood
    St. Augustine South
  • Zip Code
    32086
  • High School
    Pedro Menendez
  • Middle School
    Gamble Rogers
  • Elementary School
    W. D. Hartley

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Frequently Asked Questions

How do I schedule a tour of 3478 Carmel Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3478 Carmel Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3478 Carmel Rd?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $378,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Augustine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3478 Carmel Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3478 Carmel Rd at around $2,460. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3478 Carmel Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3478 Carmel Rd?

In most cases, yes. Whether 3478 Carmel Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3478 Carmel Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $378,000 with 1,288 sqft of space—that comes out to approximately $293 per square foot.

How long has this property been on the market?

3478 Carmel Rd was listed on September 27, 2026, which means it's been on the market for 48 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1985, making it approximately 41 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: W. D. Hartley
  • Middle: Gamble Rogers
  • High: Pedro Menendez

Want to see how these schools compare? Check out our Saint Johns County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 3478 Carmel Rd?

The most recent public record shows annual property taxes for 3478 Carmel Rd were approximately $3,702. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 3478 Carmel Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, St Augustine and St Johns County BOR. All rights reserved.

Last Updated: November 14, 2026 at 08:45PM | Source: St Augustine and St Johns County BOR | MLS#: 264302

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