$495,000
324 Ferndale Way , Saint Augustine, FL 32092
- 4
- beds
- 3
- baths
- 2,498
- sqft
- 2019
- year built
- Status:
- Active
- MLS #:
- 2165573
- Neighborhood:
- Trailmark
- County:
- Saint Johns
- Listed By:
- JESSICA SWEARINGEN - PONTE VEDRA CLUB REALTY, INC.
- Agent Phone:
- (904) 338-8549
- Agent Email:
- jswearingen.realtor@gmail.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
ASSUMABLE LOAN!!!! Seller offering a 2-1 Interest rate buydown. Paver patio, gas fire pit, new air conditioner, and fully fenced-in yard highlight this stunning 4-bedroom, 3-bath Dream Finders Vilano model, ideally positioned toward the front of highly sought-after TrailMark. Waterfront living meets modern luxury with beautiful water views, no home directly behind the property, and a desirable combination of privacy, open views, everyday convenience, and relaxed Florida living. Step inside to a thoughtfully designed two-story floor plan featuring luxury finishes throughout, including tile and luxury vinyl plank flooring in the main living areas, a first-floor bedroom and full bathroom, and spacious living areas designed for both everyday living and entertaining. At the heart of the home is the gourmet kitchen, featuring elegant quartz countertops, ample cabinetry, a large walk-in pantry, upgraded kitchen faucet, and newer dishwasher. The open-concept layout flows seamlessly into the dining and living spaces, creating the perfect setting for gathering with family and friends. The home has been thoughtfully updated with numerous recent improvements, including a new air-conditioning system, new flooring in the downstairs bedroom, new carpeting on the stairs, and upgraded hardware throughout. The primary bathroom features a new shower floor, upgraded faucets, and upgraded lighting, while the additional bathroom also features upgraded faucets. Upstairs, you'll find additional bedrooms and flexible living space, offering plenty of room for guests, a home office, or a bonus area. The spacious primary suite provides a peaceful retreat with beautiful finishes and a comfortable layout. Step outside to the fully fenced backyard and enjoy the best of outdoor Florida living. A gorgeous paver patio and gas fire pit create an inviting space for entertaining, relaxing, or enjoying the peaceful waterfront setting. As evening approaches, stunning sunsets over the water provide a beautiful backdrop to enjoy year-round. TrailMark residents enjoy an incredible resort-style lifestyle with amenities including a luxurious pool, fitness center, playground, kayak launch, scenic trails, and beautiful natural spaces. With its desirable location toward the front of the neighborhood, waterfront setting, modern finishes, extensive recent updates, flexible floor plan, gorgeous outdoor retreat, stunning sunset views, and exceptional community amenities, this Dream Finders Vilano model is a true TrailMark gem
Highlights
- Residential
- Single Family Residence
- Built in 2019
- 0.13 Acre Lot
- $100/yr HOA
- Waterfront
- 2 Car Garage
- 48 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 2019
-
- Stories
- 2.0
-
- Architectural Style
- Traditional
-
- Garage Spaces
- 2.0
-
- Parking Features
- Garage
-
- Living Area
- 2498.0
-
- Appliances
- Dishwasher
-
- Patio And Porch
- Screened
-
- Cooling
- Central Air
-
- Heating
- Central
-
- Acres
- 0.13
-
- Lot Features
- Waterfront
-
- Water Front Features
- Pond
-
- Water Front
- Yes
-
- Utilities
- Cable Available, Natural Gas Available, Water Connected
-
- Water
- Public
-
- Area
- 309-World Golf Village Area-West
-
- County
- Saint Johns
-
- City
- Saint Augustine
-
- Neighborhood
- Trailmark
-
- Zip Code
- 32092
-
- High School
- Tocoi Creek
-
- Middle School
- Pacetti Bay
-
- Elementary School
- Picolata Crossing
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $495000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
preferred mortgage partner
your partner for Saint Johns county
Responsive Mortgage
Company NMLS #: 3446
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$487,760
Estimated Sales Price Range:
$453,616 - $521,903
Source: Constellation Data Labs
Price History
| 11/05/2026 | Price Changed | $495,000 |
| Source: realMLS #2165573 | ||
| 09/19/2026 | Listed | $515,000 |
| Source: realMLS #2165573 | ||
| 10/21/2021 | Sold | $500,000 |
| Source: realMLS #1129549 | ||
| 09/02/2021 | Listed | $499,000 |
| Source: realMLS #1129549 | ||
| 05/19/2021 | Sold | $434,000 |
| Source: realMLS #1100775 | ||
| 03/25/2021 | Listed | $439,550 |
| Source: realMLS #1100775 | ||
Source: MLS Data
Deed History
| 10/21/2021 | Warranty Deed | $500,000 |
| 05/20/2021 | Warranty Deed | $434,000 |
| 09/26/2019 | Warranty Deed | $300,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 06/16/2023 | FHA | $410,052 |
| 11/15/2022 | FHA | $335,775 |
| 10/21/2021 | Conventional | $250,000 |
| 05/20/2021 | Conventional | $347,200 |
| 09/26/2019 | Conventional | $240,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Saint Augustine
There are currently 2444 properties available in Saint Augustine, with 187 under contract to close soon. Properties in the city have an average sale price of $584,122 and typically spend 116 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 3 zip codes in Saint Johns County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 324 Ferndale Way?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 324 Ferndale Way.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 324 Ferndale Way?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $495,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Augustine, and can even get you in to see the property quickly.
How do I get a virtual tour of 324 Ferndale Way?
Yes! A virtual tour is available for 324 Ferndale Way. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 324 Ferndale Way?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 324 Ferndale Way at around $3,314. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 324 Ferndale Way?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 324 Ferndale Way?
In most cases, yes. Whether 324 Ferndale Way is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 324 Ferndale Way?
We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $495,000 with 2,498 sqft of space—that comes out to approximately $198 per square foot.
How long has this property been on the market?
324 Ferndale Way was listed on September 19, 2026, which means it's been on the market for 48 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2019, making it approximately 7 years old.
What is the lot size of this property?
324 Ferndale Way sits on a 0.13-acre lot, which is 5,663 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Picolata Crossing
- Middle: Pacetti Bay
- High: Tocoi Creek
Want to see how these schools compare? Check out our Saint Johns County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 324 Ferndale Way?
The most recent public record shows annual property taxes for 324 Ferndale Way were approximately $7,566. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $100 paid annually.
Is 324 Ferndale Way still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Saint Augustine, FL
Open Houses Near Saint Augustine, FL
Land for Sale Near Saint Augustine, FL
Townhomes for Sale Near Saint Augustine, FL
Waterfront Homes for Sale Near Saint Augustine, FL
Waterfront Condos for Sale Near Saint Augustine, FL
Homes with Pools for Sale Near Saint Augustine, FL
Gated Community Homes for Sale Near Saint Augustine, FL
Homes with No Hoa for Sale Near Saint Augustine, FL
Homes in Adult Communities for Sale Near Saint Augustine, FL
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.
Last Updated: November 06, 2026 at 06:13AM | Source: realMLS | MLS#: 2165573
