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Welcome to this charming one-story concrete block cottage, ideally situated on a quiet street just a short walk from the heart of historic St. Augustine. Set back from the road, this inviting home offers a peaceful setting with a fenced backyard, screened-in porch, and private patio--perfect for relaxing, dining outdoors, or grilling while enjoying the beautiful Florida sunshine. Recent upgrades include a new roof, new HVAC and hot water heater. The open-concept floor plan is enhanced by soaring ceilings in the living and dining areas, creating an exceptional sense of space and openness. The home features 2 bedrooms and 2 full bathrooms, including a primary bath with a a walk-in shower and a second bath with a tub/shower combination. The kitchen offers ample cabinet and granite counter and is equipped with a range, microwave, refrigerator, dishwasher, and ice maker. A raised breakfast bar with seating separates the kitchen from the dining area and provides a natural gathering spot. The dining area comfortably seats six. The cottage is fully furnished and equipped with dishes, glassware, cookware, utensils, a coffeemaker, toaster, linens, and other household essentials--making it truly move-in ready or an excellent opportunity for a furnished vacation rental.The primary bedroom features a queen-size bed, chair, built-in closet, and bedside tables with lamps. The second bedroom includes a full-size bed and twin bed, easy chair, dresser, built-in closet, and bedside lighting. A convenient utility closet off the kitchen includes a washer and dryer, while the linen closet provides additional storage for towels, bedding, paper goods, and supplies. Outside, the fenced backyard offers privacy and security, while the screened porch provides a comfortable space for morning coffee or evening meals. The back patio is ideal for outdoor entertaining and grilling. A private driveway provides off-street parking for two vehicles. Enjoy an exceptional St. Augustine location just a short stroll to historic St. George Street, the Castillo de San Marcos, shops, restaurants, and the many attractions of the nation's oldest city. Magnificent Atlantic Ocean beaches, the St. Augustine Lighthouse, and additional recreational and cultural destinations are just a short drive away. Fully furnished, exceptionally located, and ready to enjoy--whether as a personal St. Augustine getaway, full-time residence, or investment property.

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    2011
  • Stories
    1.0
  • Architectural Style
    Cottage
  • Parking Features
    Off Street
  • Living Area
    1176.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Vaulted Ceiling(s), Breakfast Bar, Entrance Foyer
  • Appliances
    Dryer, Dishwasher, Electric Range, Washer, Electric Oven, Ice Maker
  • Flooring
    Laminate
  • Patio And Porch
    Covered, Front Porch, Rear Porch
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Heat Pump, Central

  • Acres
    0.11
  • Utilities
    Sewer Connected, Water Connected, Propane
  • Water
    Public
  • Senior Community
    Yes


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Frequently Asked Questions

How do I schedule a tour of 22 Bernard St?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 22 Bernard St.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 22 Bernard St?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $519,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Augustine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 22 Bernard St?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 22 Bernard St at around $3,855. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 22 Bernard St?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 22 Bernard St?

In most cases, yes. Whether 22 Bernard St is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 22 Bernard St?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $519,000 with 1,176 sqft of space—that comes out to approximately $441 per square foot.

How long has this property been on the market?

22 Bernard St was listed on September 16, 2026, which means it's been on the market for 54 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2011, making it approximately 15 years old.

What is the lot size of this property?

22 Bernard St sits on a 0.11-acre lot, which is 4,792 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Ketterlinus
  • Middle: Murray
  • High: St. Augustine

Want to see how these schools compare? Check out our Saint Johns County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 22 Bernard St?

The most recent public record shows annual property taxes for 22 Bernard St were approximately $10,820. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 22 Bernard St still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 09, 2026 at 12:46AM | Source: realMLS | MLS#: 2164994