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3.125 VA assumable Mortgage 198 Holly Forest Drive -- Where Lifestyle Meets Location in Silverleaf Welcome to one of St. Johns County's most coveted addresses. This beautifully maintained 4-bedroom, 2.5-bath home offers the perfect marriage of modern design and effortless Florida living in the heart of the master-planned community of Silverleaf. Built in 2020 and spanning 2,035 square feet, this home was thoughtfully designed for the way people actually live. The open-concept main floor flows seamlessly from a chef-ready kitchen to dining to family room, making every gathering feel natural and every weeknight feel easy. A spacious first-floor primary suite offers the privacy and convenience today's buyers expect, while generous secondary bedrooms provide plenty of room to grow. Whether you're hosting Sunday dinners, helping with homework at the kitchen island, or simply enjoying a quiet evening in, this floor plan just works. Then There's the Community. Silverleaf isn't just a neighborhood. It's a lifestyle that's hard to find and even harder to leave. Golf carts cruise tree-lined streets past neighbors who actually know each other. Resort-style pools, a splash park, pickleball and tennis courts, a fitness center, dog parks, and miles of walking and biking trails are all steps from your front door. And with no CDD fees and top-rated, A-rated St. Johns County schools, the value here is undeniable. The location seals the deal. You're minutes from I-95, 25 minutes to the charm of historic downtown St. Augustine, and close enough to the beach that spontaneous Saturday trips become a regular part of your routine. New shops, dining, and services continue to grow nearby, making Silverleaf a community that only gets better with time. This is more than a home. This is the lifestyle you've been looking for. Schedule your private tour today.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2020
  • 0.13 Acre Lot
  • $1,200/yr HOA
  • 2 Car Garage
  • 172 days on Market

  • Bedrooms
    4
  • Bathrooms
    2 full · 1 half
  • Year Built
    2020
  • Stories
    2.0
  • Architectural Style
    Traditional
  • Construction Materials
    Frame, Fiber Cement
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Living Area
    2035.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Pantry, Kitchen Island, Open Floorplan
  • Appliances
    Dishwasher, Microwave, Refrigerator, Disposal, Tankless Water Heater, Water Softener Owned, Electric Oven
  • Flooring
    Carpet
  • Patio And Porch
    Covered, Screened
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Heat Pump

  • Acres
    0.13
  • Utilities
    Cable Connected, Natural Gas Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    304- 210 South
  • County
    Saint Johns
  • City
    Saint Augustine
  • Neighborhood
    Holly Forest
  • Zip Code
    32092

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Frequently Asked Questions

How do I schedule a tour of 198 Holly Forest Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 198 Holly Forest Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 198 Holly Forest Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $480,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Augustine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 198 Holly Forest Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 198 Holly Forest Dr at around $3,163. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 198 Holly Forest Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 198 Holly Forest Dr?

In most cases, yes. Whether 198 Holly Forest Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 198 Holly Forest Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $480,000 with 2,035 sqft of space—that comes out to approximately $236 per square foot.

How long has this property been on the market?

198 Holly Forest Dr was listed on May 22, 2026, which means it's been on the market for 172 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2020, making it approximately 6 years old.

What is the lot size of this property?

198 Holly Forest Dr sits on a 0.13-acre lot, which is 5,663 square feet.

What are the property taxes for 198 Holly Forest Dr?

The most recent public record shows annual property taxes for 198 Holly Forest Dr were approximately $5,179. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,200 paid annually.

This covers access to community features including: Playground, Clubhouse, Pool, Tennis Court(s), Park, Dog Park, Jogging Path.

Is 198 Holly Forest Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 10, 2026 at 02:03AM | Source: realMLS | MLS#: 2146671