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At this price point, finding a home in St. Augustine Beach is rare. Finding a duplex with strong income potential is almost impossible. This concrete block, single-story property features two units, each offering two bedrooms, one bathroom, private garage, backyard space, laundry hookups, generous living areas, individual front patios, and additional off-street parking. Move right in or update each side to reflect your own style and vision. Whether you choose to live in one side and rent the other, or lease both units for an attractive return on investment, this property offers exceptional flexibility. With a complete re-pipe, 2016 roof and new windows, the hard work is done. Tucked just off F Street on Atlantic Oaks Circle, an area locals affectionately call “The AOC," the duplex is shaded beneath beautiful mature oak trees. Nearby beach access to the “golden mile” of St. Augustine Beach that's known for sugar-white sand and waves. Nearby favorites include the St. Johns County Ocean & Fishing Pier, beach volleyball courts, Wednesday Farmer's Market, and more.

Highlights

  • Residential Income
  • Duplex
  • Built in 1984
  • 171 days on Market

  • Year Built
    1984
  • Construction Materials
    Stucco, Block
  • Cooling
    Central Air
  • Heating
    Central


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Frequently Asked Questions

How do I schedule a tour of 15 Atlantic Oaks Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 15 Atlantic Oaks Cir.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 15 Atlantic Oaks Cir?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $567,000. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Saint Augustine, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 15 Atlantic Oaks Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 15 Atlantic Oaks Cir at around $3,792. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 15 Atlantic Oaks Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 15 Atlantic Oaks Cir?

In most cases, yes. Whether 15 Atlantic Oaks Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 15 Atlantic Oaks Cir?

We can handle that for you. Our preferred local agent specializes in residential incomes in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

15 Atlantic Oaks Cir was listed on May 21, 2026, which means it's been on the market for 171 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1984, making it approximately 42 years old.

What are the property taxes for 15 Atlantic Oaks Cir?

The most recent public record shows annual property taxes for 15 Atlantic Oaks Cir were approximately $6,790. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 15 Atlantic Oaks Cir still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, St Augustine and St Johns County BOR. All rights reserved.

Last Updated: November 08, 2026 at 09:42PM | Source: St Augustine and St Johns County BOR | MLS#: 262455

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