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Come home to peaceful mornings on the St. Johns River and sunsets best enjoyed from your own porch. Nestled along a private cove in the historic Tocoi area, this beautifully maintained 3-bedroom, 2.5-bath home offers approximately 120 feet of direct river frontage in a setting framed by live oaks & Spanish moss. Spend your days exploring the river with 2 boat slips, one equipped with a lift, & convenient access to a shared boat ramp. Back at home, unwind on the screened porch or gather on the wraparound porch as the evening light stretches across the water. All 3 bedrooms enjoy river views, & the first-floor primary suite provides a comfortable retreat. Thoughtful improvements include a bathroom remodel & select kitchen appliances in 2024; a boat dock roof replacement, updated lighting, and new porch screens in 2023; HVAC and deck railings in 2020; re-plumbing in 2018; and hand-painted Spanish tile & hand-carved mantle for fireplace 2026. Additional features include a metal roof, commercial-grade septic system, transferable termite bond, and space to accommodate your boat. A survey and elevation certificate are available. The home sits on a three-foot raised slab, with no flooding reported in the previous listing. Currently used as a residence, the property is zoned CHT commercial. Shared easements apply to water, septic, the boat ramp, and docks; inquire for details and supporting documents. Whether you're heading out on the water or enjoying a quiet evening at home, this riverfront setting offers room to slow down and savor where you live.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1942
  • 0.24 Acre Lot
  • Waterfront
  • 15 days on Market

  • Bedrooms
    3
  • Bathrooms
    2 full · 1 half
  • Year Built
    1942
  • Stories
    2.0
  • Architectural Style
    Traditional
  • Construction Materials
    Wood Siding
  • Parking Features
    Other, Off Street
  • Living Area
    1564.0
  • Interior Features
    Ceiling Fan(s), Eat-in Kitchen, Vaulted Ceiling(s), Pantry, Master Downstairs, Breakfast Bar
  • Appliances
    Dishwasher, Microwave, Refrigerator, Electric Cooktop
  • Flooring
    Tile, Carpet, Wood
  • Exterior Features
    Dock, Boat Slip
  • Patio And Porch
    Deck, Wrap Around, Porch, Screened
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Electric, Central

  • Acres
    0.24
  • Lot Features
    Waterfront
  • Water Front Features
    River Access, Seawall, River Front, Navigable Water
  • Water Front
    Yes
  • View
    River
  • Utilities
    Cable Available, Electricity Connected, Water Connected
  • Water
    Shared Well

  • Area
    343-Molasses Junction/Elkton
  • County
    Saint Johns
  • City
    Saint Augustine
  • Neighborhood
    Metes & Bounds
  • Zip Code
    32092

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Frequently Asked Questions

How do I schedule a tour of 13545 County Road 13 N?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 13545 County Road 13 N.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 13545 County Road 13 N?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $685,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Saint Augustine, and can even get you in to see the property quickly.

How do I get a virtual tour of 13545 County Road 13 N?

Yes! A virtual tour is available for 13545 County Road 13 N. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 13545 County Road 13 N?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 13545 County Road 13 N at around $4,240. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 13545 County Road 13 N?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Saint Johns County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 13545 County Road 13 N?

In most cases, yes. Whether 13545 County Road 13 N is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Saint Augustine's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 13545 County Road 13 N?

We can handle that for you. Our preferred local agent specializes in residentials in Saint Augustine and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $685,000 with 1,564 sqft of space—that comes out to approximately $438 per square foot.

How long has this property been on the market?

13545 County Road 13 N was listed on October 26, 2026, which means it's been on the market for 15 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1942, making it approximately 84 years old.

What is the lot size of this property?

13545 County Road 13 N sits on a 0.24-acre lot, which is 10,454 square feet.

What are the property taxes for 13545 County Road 13 N?

The most recent public record shows annual property taxes for 13545 County Road 13 N were approximately $4,102. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 13545 County Road 13 N still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 10, 2026 at 03:54PM | Source: realMLS | MLS#: 2170963