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Located on a quiet cul-de-sac in the highly desirable South Fork community, this spacious 4-bedroom, 3-bath home offers over 3,100 sq ft of flexible living space designed for both everyday living and entertaining. Inside, you’ll find an open, functional layout with expansive living and dining areas, a large kitchen with breakfast bar and dinette, and a versatile first-floor den that can easily serve as a home office or potential fifth bedroom. Upstairs features generously sized bedrooms including a spacious primary suite with ample closet space. Step outside to a private, fenced backyard with room to relax, play, or create your ideal outdoor space. Ideally located within close proximity to the community pool, playground, and tennis courts, this home offers both comfort and convenience. Complete with a two-car garage, interior laundry, and low HOA, this is an excellent opportunity in one of Riverview’s most established communities.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2005
  • 0.16 Acre Lot
  • $110/qtr HOA
  • 2 Car Garage
  • 194 days on Market

  • Bedrooms
    4
  • Bathrooms
    3
  • Year Built
    2005
  • Construction Materials
    Stucco, Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    3149.0
  • Interior Features
    Walk-In Closet(s), Open Floorplan
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Refrigerator, Range, Disposal, Exhaust Fan
  • Flooring
    Hardwood, Carpet, Ceramic Tile
  • Furnished
    Unfurnished
  • Patio And Porch
    Covered, Screened, Front Porch, Rear Porch
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.16
  • Lot Features
    Cul-De-Sac, Near Public Transit
  • Utilities
    Cable Available, Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 10945 Subtle Trail Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 10945 Subtle Trail Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 10945 Subtle Trail Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $409,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Riverview, and can even get you in to see the property quickly.

How do I get a virtual tour of 10945 Subtle Trail Dr?

Yes! A virtual tour is available for 10945 Subtle Trail Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 10945 Subtle Trail Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 10945 Subtle Trail Dr at around $2,889. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 10945 Subtle Trail Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Hillsborough County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 10945 Subtle Trail Dr?

In most cases, yes. Whether 10945 Subtle Trail Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Riverview's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 10945 Subtle Trail Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Riverview and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $409,500 with 3,149 sqft of space—that comes out to approximately $130 per square foot.

How long has this property been on the market?

10945 Subtle Trail Dr was listed on April 26, 2026, which means it's been on the market for 194 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2005, making it approximately 21 years old.

What is the lot size of this property?

10945 Subtle Trail Dr sits on a 0.16-acre lot, which is 6,970 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Summerfield Crossing Elementary
  • Middle: Eisenhower-HB
  • High: East Bay-HB

Want to see how these schools compare? Check out our Hillsborough County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 10945 Subtle Trail Dr?

The most recent public record shows annual property taxes for 10945 Subtle Trail Dr were approximately $8,024. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $110 paid quarterly.

This covers access to community features including: Pool.

Is 10945 Subtle Trail Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 06, 2026 at 02:46PM | Source: Stellar MLS | MLS#: TB8502390