- 3
- beds
- 2
- baths
- 2,278
- sqft
- 1961
- year built
- Status:
- Active
- MLS #:
- 1005753
- Neighborhood:
- Howell Bluff
- County:
- Walton
- Listed By:
- Terry Anderson - Gulf Life Real Estate Inc
- Agent Email:
- terrianderson98@gmail.com
Sponsoring Broker: Jennifer Ledesma, Berkshire Hathaway HomeServices Beach Properties of Florida
Riverfront property with just over 4 acres, no HOA, and plenty of room for boats, RVs, equipment, and outdoor recreation. Located near the Choctawhatchee River Bridge and public boat ramps, this property offers the space and flexibility that's becoming increasingly difficult to find. This 3-bedroom, 2-bath brick home offers 2,278 square feet with a spacious floor plan, updated kitchen, large living area with fireplace, and an enclosed sunroom overlooking the property. The kitchen features custom cabinetry, stainless steel appliances, a gas range, and center island. The primary suite includes a walk-in closet and updated bath with double vanities. Outside, you'll find multiple outbuildings, workshop space, storage buildings, oversized covered parking for boats and RVs, and plenty of room for hobbies, projects, and recreational equipment. A private well, septic system, natural gas, metal roof, and abundant parking add to the property's appeal. An additional parcel (36-1N-17-04040-00B-0050) containing approximately 0.247 acres is included in the sale, bringing the total acreage to approximately 4.07 acres. Whether you're looking for a full-time residence, weekend retreat, or a property with room to spread out and enjoy the outdoors, this unique property offers endless possibilities.
Highlights
- Residential
- Single Family Residence
- Built in 1961
- 3.82 Acre Lot
- Waterfront
- 145 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 1961
-
- Stories
- 1.0
-
- Architectural Style
- Ranch
-
- Construction Materials
- Brick
-
- Parking Features
- Oversized, Detached Carport, Boat
-
- Interior Features
- Kitchen Island, Breakfast Bar
-
- Appliances
- Dishwasher, Refrigerator
-
- Patio And Porch
- Patio, Enclosed
-
- Cooling
- Central Air, Electric
-
- Heating
- Natural Gas, Electric, Central
-
- Acres
- 3.82
-
- Lot Features
- Waterfront
-
- Water Front Features
- River Front
-
- Water Front
- Yes
-
- View
- River
-
- Utilities
- Electricity Available, Natural Gas Available
-
- Water
- Well
-
- Area
- 20 - Freeport
-
- County
- Walton
-
- City
- Ponce De Leon
-
- Neighborhood
- Howell Bluff
-
- Zip Code
- 32455
-
- High School
- Freeport
-
- Middle School
- Freeport
-
- Elementary School
- Freeport
-
ez Mortgage Calculator
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Price History
| 06/18/2026 | Listed | $340,000 |
| Source: Emerald Coast Association of REALTORS #1005753 | ||
| 06/05/2026 | Sold | $281,600 |
| Source: Pensacola Association of REALTORS #680556 | ||
| 04/08/2026 | Listed | $349,950 |
| Source: Pensacola Association of REALTORS #680556 | ||
| 02/06/2026 | Off Market | — |
| Source: Central Panhandle Association of REALTORS #784793 | ||
| 12/16/2025 | Off Market | — |
| Source: Emerald Coast Association of REALTORS #991371 | ||
| 11/17/2025 | Off Market | — |
| Source: Central Panhandle Association of REALTORS #781732 | ||
Source: MLS Data
Deed History
| 09/05/2025 | Warranty Deed | $100,000 |
| 09/05/2025 | Warranty Deed | $50,000 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 92 Howell Bluff Rd?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 92 Howell Bluff Rd.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 92 Howell Bluff Rd?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $340,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ponce De Leon, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 92 Howell Bluff Rd?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 92 Howell Bluff Rd at around $2,013. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 92 Howell Bluff Rd?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Walton County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 92 Howell Bluff Rd?
In most cases, yes. Whether 92 Howell Bluff Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ponce De Leon's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 92 Howell Bluff Rd?
We can handle that for you. Our preferred local agent specializes in residentials in Ponce De Leon and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $340,000 with 2,278 sqft of space—that comes out to approximately $149 per square foot.
How long has this property been on the market?
92 Howell Bluff Rd was listed on June 18, 2026, which means it's been on the market for 145 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1961, making it approximately 65 years old.
What is the lot size of this property?
92 Howell Bluff Rd sits on a 3.82-acre lot, which is 166,399 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Freeport
- Middle: Freeport
- High: Freeport
Want to see how these schools compare? Check out our Walton County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 92 Howell Bluff Rd?
The most recent public record shows annual property taxes for 92 Howell Bluff Rd were approximately $937. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 92 Howell Bluff Rd still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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