$439,000
- 2
- beds
- 2
- baths
- 1,577
- sqft
- 2000
- year built
- 2
- beds
- 2
- baths
- 1,577
- sqft
- 2000
- year built
- Status:
- Active
- MLS #:
- L4963740
- Neighborhood:
- MT OLIVE SHORES NORTH
- County:
- Polk
- Listed By:
- Douglass Dillard - WORTH CLARK REALTY
- Agent Phone:
- (301) 346-6601
- Agent Email:
- douglass@douglassdillard.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Welcome to easy Florida living in this beautifully updated 2-bedroom, 2-bath single-family home located in a sought-after active adult community in Polk City. Offering 1,758 square feet of thoughtfully designed living space, this move-in ready home has been extensively updated for comfort, style, and peace of mind. The stunning 2024 kitchen renovation features granite countertops, soft-close cabinetry, new appliances, under-cabinet lighting, updated fixtures, and GFI outlets. Tile flooring throughout, installed in 2020, provides a clean, cohesive look. The spacious screened lanai was beautifully updated in 2022 with new screens, doors, ceiling, ceiling fan, Bali sunshades, and swing hooks—creating the perfect space to relax year-round looking at the pond. Additional improvements include HVAC (2020), water heater (2020), washer and dryer (2024), TOTO toilets, water softener and reverse osmosis system (2019), attic flooring for easy HVAC access, and replacement windows and sliding glass doors (2020) with a lifetime transferable warranty. The private irrigation well was installed in 2021. The 54x14 RV Port with full hook ups to park your RV. Residents enjoy an exceptional lifestyle with two clubhouses, two community pools, fitness centers, pickleball courts, and a full calendar of social activities. This beautifully maintained home is ready for its next owner to enjoy.
Highlights
- Residential
- Single Family Residence
- Built in 2000
- 0.16 Acre Lot
- $1,620/yr HOA
- 62 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2
-
- Year Built
- 2000
-
- Stories
- 1.0
-
- Construction Materials
- Brick
-
- Foundation
- Block
-
- Living Area
- 1577.0
-
- Interior Features
- Walk-In Closet(s), Open Floorplan
-
- Appliances
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range
-
- Flooring
- Ceramic Tile
-
- Furnished
- Unfurnished
-
- Exterior Features
- Storage, Lighting, Private Entrance, RV Hookup
-
- Cooling
- Central Air
-
- Heating
- Central
-
- Acres
- 0.16
-
- Water Front Features
- Lake Privileges
-
- View
- Water, Pond
-
- Utilities
- Electricity Connected
-
- Water
- Public, Private, Well
-
- Senior Community
- Yes
-
- Area
- 33868 - Polk City
-
- County
- Polk
-
- City
- Polk City
-
- Neighborhood
- MT OLIVE SHORES NORTH
-
- Zip Code
- 33868
-
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $439000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$342,026
Estimated Sales Price Range:
$311,243 - $372,808
Source: Constellation Data Labs
Price History
| 09/14/2026 | Listed | $439,000 |
| Source: Stellar MLS #L4963740 | ||
Source: MLS Data
Deed History
| 04/24/2019 | Warranty Deed | $262,000 |
| 09/11/2001 | Warranty Deed | $169,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 04/24/2019 | Conventional | $172,000 |
| 04/03/2007 | Unknown | $225,000 |
| 09/11/2001 | Conventional | $100,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Polk City
There are currently 62 properties available in Polk City, with 1 under contract to close soon. Properties in the city have an average sale price of $490,612 and typically spend 109 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 47 zip codes in Polk County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 1097 Caravan Loop?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1097 Caravan Loop.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 1097 Caravan Loop?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $439,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Polk City, and can even get you in to see the property quickly.
How do I get a virtual tour of 1097 Caravan Loop?
Yes! A virtual tour is available for 1097 Caravan Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 1097 Caravan Loop?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1097 Caravan Loop at around $2,852. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 1097 Caravan Loop?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Polk County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 1097 Caravan Loop?
In most cases, yes. Whether 1097 Caravan Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Polk City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 1097 Caravan Loop?
We can handle that for you. Our preferred local agent specializes in residentials in Polk City and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $439,000 with 1,577 sqft of space—that comes out to approximately $278 per square foot.
How long has this property been on the market?
1097 Caravan Loop was listed on September 14, 2026, which means it's been on the market for 62 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2000, making it approximately 26 years old.
What is the lot size of this property?
1097 Caravan Loop sits on a 0.16-acre lot, which is 6,970 square feet.
What are the property taxes for 1097 Caravan Loop?
The most recent public record shows annual property taxes for 1097 Caravan Loop were approximately $4,240. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $1,620 paid annually.
This covers access to community features including: Clubhouse, Fitness Center, Maintenance, Pool, Gated, Storage, Tennis Court(s), Spa/Hot Tub, Laundry, Shuffleboard Court, Security.
Is 1097 Caravan Loop still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Polk City, FL
Open Houses Near Polk City, FL
Land for Sale Near Polk City, FL
Townhomes for Sale Near Polk City, FL
Waterfront Homes for Sale Near Polk City, FL
Waterfront Condos for Sale Near Polk City, FL
Homes with Pools for Sale Near Polk City, FL
Gated Community Homes for Sale Near Polk City, FL
Homes with No Hoa for Sale Near Polk City, FL
Homes in Adult Communities for Sale Near Polk City, FL
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 15, 2026 at 05:42PM | Source: Stellar MLS | MLS#: L4963740
