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You will fall in love with this 3 bedroom 2 bath home on Kettle Harbor with quick boat access to the Intracoastal Waterway!!! Open floor plan with stunning views of Kettle Harbor and amazing sunsets over the Gulf. Being sold furnished. Home has tile floors in the living area and carpet in the bedrooms, corian countertops and stainless steel GE appliances. Upgrades include: ceiling fans, light fixtures, AC/air handler, door handles, 220V exterior circuit box for electric vehicle charging, metal roof, hardie board siding and soffits, windows, bottom fascia, pool heat pump and pool pump. Dock has a 10,000 lb Deco boat lift and jet ski/skiff/inflatable boat lift. Property is located on Don Pedro-Knight-Palm Island, a bridgeless barrier island, accessible only via private boat or a 4 minute car passenger ferry. Island is situated between Ft. Myers/Naples to the south and Sarasota/Tampa to the north. Enjoy walking the white sand, uncrowded beaches searching for shells and shark's teeth, boating, fishing, bicycling, kayaking, paddle boarding and swimming in the green blue waters of the Gulf. Buy your piece of island paradise today!!!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2007
  • 0.25 Acre Lot
  • Waterfront
  • 219 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2007
  • Stories
    1.0
  • Architectural Style
    Custom, Coastal, Key West
  • Construction Materials
    Frame, HardiPlank Type
  • Parking Features
    Basement
  • Living Area
    1916.0
  • Interior Features
    Eat-in Kitchen
  • Appliances
    Dryer, Dishwasher, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal
  • Flooring
    Carpet, Ceramic Tile
  • Furnished
    Furnished
  • Exterior Features
    Storage, Lighting, Dock, Outdoor Shower
  • Patio And Porch
    Covered, Deck, Enclosed, Screened, Front Porch, Rear Porch
  • Pool Features
    Heated, In Ground, Private, Fiberglass
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.25
  • Lot Features
    Waterfront
  • Water Front Features
    Beach Access
  • Water Front
    Yes
  • View
    Water, Pool
  • Utilities
    Cable Available, Cable Connected, Electricity Connected, Water Connected, Phone Available
  • Water
    Public

  • Area
    33946 - Placida
  • County
    Charlotte
  • City
    Placida
  • Neighborhood
    PALM ISLAND ESTATES
  • Zip Code
    33946
  • High School
    Lemon Bay High
  • Middle School
    L.A. Ainger Middle
  • Elementary School
    Vineland Elementary

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Frequently Asked Questions

How do I schedule a tour of 431 Kettle Harbor Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 431 Kettle Harbor Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 431 Kettle Harbor Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $1,575,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Placida, and can even get you in to see the property quickly.

How do I get a virtual tour of 431 Kettle Harbor Dr?

Yes! A virtual tour is available for 431 Kettle Harbor Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 431 Kettle Harbor Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 431 Kettle Harbor Dr at around $10,369. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 431 Kettle Harbor Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Charlotte County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 431 Kettle Harbor Dr?

In most cases, yes. Whether 431 Kettle Harbor Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Placida's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 431 Kettle Harbor Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Placida and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,575,000 with 1,916 sqft of space—that comes out to approximately $822 per square foot.

How long has this property been on the market?

431 Kettle Harbor Dr was listed on April 07, 2026, which means it's been on the market for 219 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2007, making it approximately 19 years old.

What is the lot size of this property?

431 Kettle Harbor Dr sits on a 0.25-acre lot, which is 10,890 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Vineland Elementary
  • Middle: L.A. Ainger Middle
  • High: Lemon Bay High

Want to see how these schools compare? Check out our Charlotte County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 431 Kettle Harbor Dr?

The most recent public record shows annual property taxes for 431 Kettle Harbor Dr were approximately $16,868. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 431 Kettle Harbor Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 12, 2026 at 03:17AM | Source: Stellar MLS | MLS#: D6146917