$375,000
8815 Thomas 305 , Panama City, FL 32408
- 2
- beds
- 2
- baths
- 1,048
- sqft
- 1982
- year built
- Status:
- Active
- MLS #:
- 772467
- Neighborhood:
- Moondrifter
- County:
- Bay
- Listed By:
- Amber Sanders - Emerald Coast Realty Group
- Agent Phone:
- (678) 570-9764
- Agent Email:
- rockinarealtor@gmail.com
Sponsoring Broker: Jennifer Ledesma, Berkshire Hathaway HomeServices Beach Properties of Florida
Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo features quality finishes throughout and a private balcony for enjoying sunsets. You will have access to the private pool and direct beach access. Situated in a sought-after location, you're just moments away from dining, shopping, and entertainment options. Don't miss your chance to own a piece of this coastal retreat!
Highlights
- Residential
- Condominium
- Built in 1982
- $2,910/qtr HOA
- Waterfront
- 570 days on Market
-
- Bedrooms
- 2
-
- Bathrooms
- 2
-
- Year Built
- 1982
-
- Stories
- 8.0
-
- Architectural Style
- High Rise
-
- Parking Features
- Parking Lot
-
- Appliances
- Electric Cooktop
-
- Flooring
- Vinyl
-
- Exterior Features
- Balcony
-
- Pool Features
- Community
-
- Security Features
- Smoke Detector(s), Building Security
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Central
-
- Lot Features
- Waterfront
-
- Water Front
- Yes
-
- View
- Water
-
- Utilities
- Sewer Available, Electricity Available
-
- Area
- 03 - Bay County - Beach
-
- County
- Bay
-
- City
- Panama City
-
- Neighborhood
- Moondrifter
-
- Zip Code
- 32408
-
- High School
- Arnold
-
- Middle School
- Breakfast Point
-
- Elementary School
- Breakfast Point
-
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Estimated Value
$424,064
Estimated Sales Price Range:
$407,101 - $441,026
Source: Constellation Data Labs
Price History
| 04/24/2025 | Listed | $375,000 |
| Source: Central Panhandle Association of REALTORS #772467 | ||
| 06/12/2024 | Off Market | — |
| Source: Central Panhandle Association of REALTORS #758277 | ||
| 05/30/2024 | Off Market | — |
| Source: Emerald Coast Association of REALTORS #951059 | ||
Source: MLS Data
Deed History
| 09/29/2022 | Warranty Deed | $395,000 |
| 10/28/2004 | Intrafamily Transfer - Transaction is between related parties for any reason & no consideration. | $0 |
Source: Public records via Constellation Data Labs
Mortgage History
| 10/28/2004 | Stand Alone Refi (Refinance of Original Loan) | $235,000 |
Source: Public records via Constellation Data Labs
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There are currently 522 properties available in Panama City, with 0 under contract to close soon. Properties in the city have an average sale price of $371,285 and typically spend 105 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 8815 Thomas 305?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 8815 Thomas 305.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 8815 Thomas 305?
Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $375,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Panama City, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 8815 Thomas 305?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 8815 Thomas 305 at around $2,495. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 8815 Thomas 305?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 8815 Thomas 305?
In most cases, yes. Whether 8815 Thomas 305 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 8815 Thomas 305?
We can handle that for you. Our preferred local agent specializes in residentials in Panama City and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $375,000 with 1,048 sqft of space—that comes out to approximately $358 per square foot.
How long has this property been on the market?
8815 Thomas 305 was listed on April 24, 2025, which means it's been on the market for 570 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1982, making it approximately 44 years old.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Breakfast Point
- Middle: Breakfast Point
- High: Arnold
Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 8815 Thomas 305?
The most recent public record shows annual property taxes for 8815 Thomas 305 were approximately $4,329. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $2,910 paid quarterly.
This covers access to community features including: Picnic Area, Trash, Clubhouse, Pool, Storage, Tennis Court(s), Beach Rights, Barbecue, Maintenance Grounds.
Is 8815 Thomas 305 still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.
Last Updated: November 15, 2026 at 03:33AM | Source: Central Panhandle Association of REALTORS | MLS#: 772467
