3745 Shoreline Cir , Panama City, FL 32405

How do I schedule a tour of 3745 Shoreline Cir?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3745 Shoreline Cir.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 3745 Shoreline Cir?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $425,344. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Panama City, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 3745 Shoreline Cir?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 3745 Shoreline Cir at around $2,421. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 3745 Shoreline Cir?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 3745 Shoreline Cir?

In most cases, yes. Whether 3745 Shoreline Cir is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 3745 Shoreline Cir?

We can handle that for you. Our preferred local agent specializes in residentials in Panama City and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $425,344 with 2,035 sqft of space—that comes out to approximately $209 per square foot.

How long has this property been on the market?

3745 Shoreline Cir was listed on June 10, 2026, which means it's been on the market for 152 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

3745 Shoreline Cir sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

• Elementary: Northside
• Middle: Merritt Brown
• High: Bay

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $720 paid annually.

This covers access to community features including: Management.

Is 3745 Shoreline Cir still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.