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Discover the opportunity to build your dream home on this waterfront residential lot in the peaceful Southport area. Positioned along a creek that flows directly into Deer Point Lake, this property offers a unique setting where nature, recreation, and waterfront living come together. Enjoy the sights and sounds of the water right from your backyard, with easy access to one of Bay County's most treasured freshwater destinations. Deer Point Lake spans thousands of acres and is well known for boating, kayaking, canoeing, paddleboarding, fishing, and wildlife viewing. The creek frontage provides a scenic backdrop while creating a direct connection to the expansive waters of the lake. Whether you're looking for a private homesite, a weekend retreat, or a place to enjoy Florida's outdoor lifestyle year-round, this property delivers a rare opportunity to own waterfront land with access to Deer Point Lake's vast network of waterways. Spend your days fishing for bass, bream, and crappie, exploring the shoreline by kayak, or simply relaxing while taking in the natural beauty that surrounds you. Conveniently located just a short drive from Panama City, Lynn Haven, schools, shopping, and dining, this waterfront property offers the perfect balance of privacy and accessibility. Build the home you've always envisioned and enjoy the waterfront lifestyle that makes this area so special.


  • Acres
    0.2
  • Lot Features
    Waterfront, Paved
  • Water Front Features
    Lake
  • Water Front
    Yes
  • View
    Creek/Stream

  • Area
    04 - Bay County - North
  • County
    Bay
  • City
    Panama City
  • Neighborhood
    Silver Nail Heights
  • Zip Code
    32409
  • High School
    Deane Bozeman
  • Middle School
    Deane Bozeman
  • Elementary School
    Southport

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Frequently Asked Questions

How do I schedule a tour of ?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to .

They know lands in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about ?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $35,000. We can talk through recent upgrades, potential seller motivation, how this land compares to others in Panama City, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for ?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for at around $283. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy ?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for ?

In most cases, yes. Whether is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on ?

We can handle that for you. Our preferred local agent specializes in lands in Panama City and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

was listed on June 04, 2026, which means it's been on the market for 155 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

sits on a 0.2-acre lot, which is 8,712 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Southport
  • Middle: Deane Bozeman
  • High: Deane Bozeman

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for ?

The most recent public record shows annual property taxes for were approximately $1,122. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 06, 2026 at 04:44AM | Source: Central Panhandle Association of REALTORS | MLS#: 790808