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This well-located commercial property, formerly a bank, offers a unique opportunity for office, restaurant, or retail use. The building features a solid, professional layout with excellent visibility, easy access, and ample parking—ideal for businesses seeking a high-profile location. Inside, the space offers generous square footage, open areas suitable for customer-facing operations, and multiple private offices or rooms that can be reconfigured to meet your needs. High ceilings, strong infrastructure, and an efficient floor plan make the property adaptable for a wide range of business concepts, from professional offices to dining or retail establishments. The former bank design provides added value with features such as a welcoming lobby, secure areas, and durable construction, allowing for cost-effective conversion. Whether you're looking to establish a corporate office, medical or professional services, a restaurant, or a retail storefront, this property offers the flexibility and visibility to support your success. Endless possibilities in a proven commercial location.

Highlights

  • Commercial Sale
  • Office
  • Built in 1985
  • 1.15 Acre Lot
  • 325 days on Market

  • Year Built
    1985

  • Acres
    1.15


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Frequently Asked Questions

How do I schedule a tour of 2209 Thomas Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2209 Thomas Dr.

They know commercial sales in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2209 Thomas Dr?

Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $1,490,000. We can talk through recent upgrades, potential seller motivation, how this office compares to others in Panama City, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 2209 Thomas Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2209 Thomas Dr at around $8,479. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2209 Thomas Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2209 Thomas Dr?

In most cases, yes. Whether 2209 Thomas Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2209 Thomas Dr?

We can handle that for you. Our preferred local agent specializes in commercial sales in Panama City and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,490,000 with 2,430 sqft of space—that comes out to approximately $613 per square foot.

How long has this property been on the market?

2209 Thomas Dr was listed on December 23, 2025, which means it's been on the market for 325 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1985, making it approximately 41 years old.

What is the lot size of this property?

2209 Thomas Dr sits on a 1.15-acre lot, which is 50,094 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Patronis
  • Middle: Surfside
  • High: Arnold

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

Is 2209 Thomas Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 13, 2026 at 01:13PM | Source: Central Panhandle Association of REALTORS | MLS#: 782932