1305 Ware Dr , Panama City, FL 32401
$289,900
- 3
- beds
- 1 full · 1 half
- baths
- 1,672
- sqft
- 1954
- year built
$289,900
1305 Ware Dr , Panama City, FL 32401
- 3
- beds
- 1 full · 1 half
- baths
- 1,672
- sqft
- 1954
- year built
- Status:
- Active
- MLS #:
- 788802
- Neighborhood:
- Oakland Terrace Add
- County:
- Bay
- Listed By:
- Brittany McLaughlin - CENTURY 21 Ryan Realty Inc
- Agent Phone:
- (850) 532-5778
- Agent Email:
- callmeonmyshell850@gmail.com
Sponsoring Broker: Jennifer Ledesma, Berkshire Hathaway HomeServices Beach Properties of Florida
Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out. Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please. Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape. Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day. Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all. Call today to schedule your showing! A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025). Located in Flood Zone X. *Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed. **Buyer to verify all information and measurements, if important* ***Listing agent is related to seller.
Highlights
- Residential
- Single Family Residence
- Built in 1954
- 0.23 Acre Lot
- 204 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 1 full · 1 half
-
- Year Built
- 1954
-
- Architectural Style
- Contemporary
-
- Construction Materials
- Block, HardiPlank Type
-
- Foundation
- Slab
-
- Appliances
- Tankless Water Heater, Gas Cooktop, Electric Oven, Ice Maker
-
- Flooring
- Concrete
-
- Exterior Features
- Fire Pit
-
- Patio And Porch
- Covered, Patio, Porch
-
- Security Features
- Smoke Detector(s)
-
- Cooling
- Ceiling Fan(s), Central Air
-
- Heating
- Electric, Heat Pump, Central
-
- Acres
- 0.23
-
- Lot Features
- Cul-De-Sac, Paved
-
- Utilities
- Electricity Available
-
- Area
- 02 - Bay County - Central
-
- County
- Bay
-
- City
- Panama City
-
- Neighborhood
- Oakland Terrace Add
-
- Zip Code
- 32401
-
- High School
- Bay
-
- Middle School
- Jinks
-
- Elementary School
- Lucille Moore
-
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Estimated Value
$330,289
Estimated Sales Price Range:
$310,471 - $350,106
Source: Constellation Data Labs
Price History
| 04/20/2026 | Listed | $289,900 |
| Source: Central Panhandle Association of REALTORS #788802 | ||
Source: MLS Data
Mortgage History
| 04/18/2011 | Credit Line (Revolving) / HELOC | $46,000 |
| 08/22/2002 | Credit Line (Revolving) / HELOC | $25,000 |
Source: Public records via Constellation Data Labs
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There are currently 513 properties available in Panama City, with 0 under contract to close soon. Properties in the city have an average sale price of $371,285 and typically spend 105 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 1305 Ware Dr?
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They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 1305 Ware Dr?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 1 bath, listed for $289,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Panama City, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 1305 Ware Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1305 Ware Dr at around $1,732. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 1305 Ware Dr?
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Can I negotiate the asking price for 1305 Ware Dr?
In most cases, yes. Whether 1305 Ware Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 1305 Ware Dr?
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You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $289,900 with 1,672 sqft of space—that comes out to approximately $173 per square foot.
How long has this property been on the market?
1305 Ware Dr was listed on April 20, 2026, which means it's been on the market for 204 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 1954, making it approximately 72 years old.
What is the lot size of this property?
1305 Ware Dr sits on a 0.23-acre lot, which is 10,019 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Lucille Moore
- Middle: Jinks
- High: Bay
Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 1305 Ware Dr?
The most recent public record shows annual property taxes for 1305 Ware Dr were approximately $993. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is 1305 Ware Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.
Last Updated: November 10, 2026 at 08:24PM | Source: Central Panhandle Association of REALTORS | MLS#: 788802
