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The best view in Shores of Panama! Welcome to the Emerald Coast and Shores of Panama, one of Panama City Beach's most popular resorts, known for its abundance of amenities and ideal location within walking distance to the area's top attractions. From this 17th floor unit, you will enjoy one of the building's few direct views of the world's most beautiful beach. This rarely listed ''I'' plan is being sold fully furnished with a solid rental history including future income already on the books. A private, deeded parking space also conveys with the sale of the property. Don't miss your opportunity to own this rare floor plan in one of Panama City Beach's most popular resorts- with a direct Gulf view, private balcony, and deeded parking spot that sets it apart from the rest.

Highlights

  • Residential
  • Condominium
  • Built in 2007
  • $3,773/qtr HOA
  • Waterfront
  • 1 Car Garage
  • 112 days on Market

  • Bedrooms
    1
  • Bathrooms
    2
  • Year Built
    2007
  • Architectural Style
    High Rise
  • Construction Materials
    Stucco, Concrete
  • Foundation
    Pillar/Post/Pier
  • Garage Spaces
    1.0
  • Appliances
    Electric Range, Electric Oven, Electric Cooktop, Washer/Dryer Stacked
  • Patio And Porch
    Patio, Enclosed
  • Pool Features
    Community
  • Security Features
    Security Guard, Security Service, 24 Hour Security
  • Cooling
    Central Air
  • Heating
    Central

  • Lot Features
    Waterfront
  • Water Front
    Yes
  • View
    Water
  • Utilities
    Electricity Available

  • Area
    03 - Bay County - Beach
  • County
    Bay
  • City
    Panama City Beach
  • Neighborhood
    Shores Of Panama
  • Zip Code
    32408
  • High School
    Arnold
  • Middle School
    Breakfast Point
  • Elementary School
    Breakfast Point

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Frequently Asked Questions

How do I schedule a tour of 9900 S Thomas Dr #1702?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 9900 S Thomas Dr #1702.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 9900 S Thomas Dr #1702?

Click Ask a Question to talk with our team. You already know it is a 1 bed, 2 bath, listed for $329,900. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Panama City Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 9900 S Thomas Dr #1702?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 9900 S Thomas Dr #1702 at around $1,877. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 9900 S Thomas Dr #1702?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 9900 S Thomas Dr #1702?

In most cases, yes. Whether 9900 S Thomas Dr #1702 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 9900 S Thomas Dr #1702?

We can handle that for you. Our preferred local agent specializes in residentials in Panama City Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $329,900 with 980 sqft of space—that comes out to approximately $337 per square foot.

How long has this property been on the market?

9900 S Thomas Dr #1702 was listed on July 22, 2026, which means it's been on the market for 112 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2007, making it approximately 19 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Breakfast Point
  • Middle: Breakfast Point
  • High: Arnold

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $3,773 paid quarterly.

This covers access to community features including: Trash, Pool, Water, Management, Beach Rights, Spa/Hot Tub, Barbecue, Security.

Is 9900 S Thomas Dr #1702 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 11, 2026 at 11:16AM | Source: Central Panhandle Association of REALTORS | MLS#: 792995