Searching ...

340 Shell Point Dr , Panama City Beach, FL 32407

$768,969

4
beds
3 full · 1 half
baths
3,262
sqft
2026
year built

New construction by Fischer Homes in the beautiful Breakfast Point East community, featuring the stunning Winston design. This unique plan offers 4 bedrooms, 3 full baths, and 1 half bath. The expansive family room is the perfect gathering space. Spacious open kitchen with a large island and walk-in pantry connects to the morning room, that walks out to the patio. The owner's suite is on its own level and features a spacious private bath and oversized walk-in closet. Included is a versatile recreation room that can be customized into a guest suite. The spacious 3-bay garage completes this exceptional home.

  • Bedrooms
    4
  • Bathrooms
    3 full · 1 half
  • Year Built
    2026
  • Architectural Style
    Traditional
  • Construction Materials
    Stone, Other
  • Foundation
    Slab
  • Garage Spaces
    3.0
  • Parking Features
    Garage Door Opener, Garage
  • Interior Features
    Walk-In Closet(s), Double Vanity
  • Appliances
    Gas Cooktop, Gas Water Heater
  • Flooring
    Vinyl
  • Patio And Porch
    Covered, Patio
  • Security Features
    Smoke Detector(s)
  • Cooling
    Central Air
  • Heating
    Electric, Heat Pump

  • Acres
    0.17

  • Area
    03 - Bay County - Beach
  • County
    Bay
  • City
    Panama City Beach
  • Neighborhood
    Breakfast Point East
  • Zip Code
    32407
  • High School
    Arnold
  • Middle School
    Breakfast Point
  • Elementary School
    Breakfast Point

Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 340 Shell Point Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 340 Shell Point Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 340 Shell Point Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $768,969. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Panama City Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 340 Shell Point Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 340 Shell Point Dr at around $4,376. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 340 Shell Point Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 340 Shell Point Dr?

In most cases, yes. Whether 340 Shell Point Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 340 Shell Point Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Panama City Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $768,969 with 3,262 sqft of space—that comes out to approximately $236 per square foot.

How long has this property been on the market?

340 Shell Point Dr was listed on July 21, 2026, which means it's been on the market for 111 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2026, making it approximately 0 years old.

What is the lot size of this property?

340 Shell Point Dr sits on a 0.17-acre lot, which is 7,405 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Breakfast Point
  • Middle: Breakfast Point
  • High: Arnold

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $180 paid quarterly.

This covers access to community features including: Other.

Is 340 Shell Point Dr still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.

Source: ez Home Search, MLS Data

Popular Home Searches in Panama City Beach, FL


Search Nearby Cities


Search Nearby Postal Codes

Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 09, 2026 at 06:06PM | Source: Central Panhandle Association of REALTORS | MLS#: 792980