$399,000
Address Withheld Panama City Beach, FL 32413
- Status:
- Active
- MLS #:
- 1014884
- Neighborhood:
- Lakeside By The Gulf
- County:
- Bay
- Listed By:
- Brittani T Plunkett - Think Real Estate
- Agent Email:
- tyler.plunkett@whenyouthink.com
Sponsoring Broker: Jennifer Ledesma, Berkshire Hathaway HomeServices Beach Properties of Florida
**Rare Lakefront Opportunity Just Steps from the Beach and Pier Park!** Location doesn't get much better than this! Tucked away on a quiet street overlooking beautiful Palm Lake, this exceptional homesite offers the perfect combination of privacy, convenience, and coastal living. Imagine building your dream three-story beach home with the potential for gorgeous Gulf views, all within walking distance of the sugar-white sands and emerald-green waters of Panama City Beach. Enjoy the peaceful setting of lakefront living while being just moments from all the excitement of Pier Park! Spend your days at the beach, stroll to your favorite restaurants and shops, enjoy concerts at Aaron Bessant Park, or catch the sunset and seasonal fireworks at Russell-Fields Pier. With beach accesses 61 and 62 nearby, enjoying the Gulf couldn't be easier. Forget the hassle of driving or finding parking! This incredible location puts so much of what makes Panama City Beach special right at your fingertips. With no HOA fees, a peaceful neighborhood setting, and convenient access to Scenic Highway 30A, this property offers a rare opportunity to create your own coastal retreat in one of the area's most desirable locations. **Please note: Short-term rentals are not permitted.**
Highlights
- Land
- Unimproved Land
- 0.16 Acre Lot
- 31 days on Market
-
- Acres
- 0.16
-
- Utilities
- Electricity Available
-
- Area
- 27 - Bay County
-
- County
- Bay
-
- City
- Panama City Beach
-
- Neighborhood
- Lakeside By The Gulf
-
- Zip Code
- 32413
-
- High School
- Arnold
-
- Middle School
- Surfside
-
- Elementary School
- Hutchinson Beach
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $399000
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Price History
| 10/14/2026 | Listed | $399,000 |
| Source: Emerald Coast Association of REALTORS #1014884 | ||
| 10/14/2026 | Listed | $399,000 |
| Source: Central Panhandle Association of REALTORS #796524 | ||
| 06/28/2024 | Sold | $275,000 |
| Source: Central Panhandle Association of REALTORS #752251 | ||
| 02/02/2024 | Listed | $349,500 |
| Source: Central Panhandle Association of REALTORS #752251 | ||
| 02/02/2024 | Off Market | — |
| Source: Emerald Coast Association of REALTORS #941416 | ||
| 06/28/2024 | Sold | $275,000 |
| Source: Emerald Coast Association of REALTORS #941416 | ||
| 03/08/2024 | Price Changed | $349,500 |
| Source: Emerald Coast Association of REALTORS #941416 | ||
| 02/01/2024 | Listed | $399,000 |
| Source: Emerald Coast Association of REALTORS #941416 | ||
Source: MLS Data
Deed History
| 07/01/2024 | Warranty Deed | $275,000 |
| 07/08/2005 | Personal Representatives Deed | $325,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 07/08/2005 | Unknown | $155,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Panama City Beach
There are currently 1217 properties available in Panama City Beach, with 1 under contract to close soon. Properties in the city have an average sale price of $529,301 and typically spend 122 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 12 zip codes in Bay County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of ?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to .
They know lands in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about ?
Click Ask a Question to talk with our team. You already know it is a N/A bed, N/A bath, listed for $399,000. We can talk through recent upgrades, potential seller motivation, how this unimproved land compares to others in Panama City Beach, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for ?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for at around $2,445. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy ?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for ?
In most cases, yes. Whether is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on ?
We can handle that for you. Our preferred local agent specializes in lands in Panama City Beach and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
How long has this property been on the market?
was listed on October 14, 2026, which means it's been on the market for 31 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
What is the lot size of this property?
sits on a 0.16-acre lot, which is 6,970 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Hutchinson Beach
- Middle: Surfside
- High: Arnold
Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for ?
The most recent public record shows annual property taxes for were approximately $2,094. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Panama City Beach, FL
Open Houses Near Panama City Beach, FL
Land for Sale Near Panama City Beach, FL
Townhomes for Sale Near Panama City Beach, FL
Waterfront Homes for Sale Near Panama City Beach, FL
Waterfront Condos for Sale Near Panama City Beach, FL
Homes with Pools for Sale Near Panama City Beach, FL
Gated Community Homes for Sale Near Panama City Beach, FL
Homes with No Hoa for Sale Near Panama City Beach, FL
Homes in Adult Communities for Sale Near Panama City Beach, FL
Search Nearby Cities
Search Nearby Postal Codes
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing