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Beach house with stunning views of the gulf and beach. This three-story home features 5 bedrooms and 5 baths. It is a rental machine generating six figure rental income. There is a community pool behind the house. Garage has been transformed into a game room. There bunk room on main level to accommodate large groups. The exterior has a fresh coat of paint.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2005
  • $150/mo HOA
  • 337 days on Market

  • Bedrooms
    5
  • Bathrooms
    5
  • Year Built
    2005
  • Stories
    3.0
  • Architectural Style
    Beach House
  • Appliances
    Refrigerator
  • Cooling
    Central Air, Electric
  • Heating
    Electric, Central

  • Utilities
    Electricity Available, Other

  • Area
    27 - Bay County
  • County
    Bay
  • City
    Panama City Beach
  • Neighborhood
    Royal Palma of Laguna Beach
  • Zip Code
    32413
  • High School
    Arnold
  • Middle School
    Surfside
  • Elementary School
    West Bay

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Frequently Asked Questions

How do I schedule a tour of 19906 Front Bch?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 19906 Front Bch.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 19906 Front Bch?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 5 bath, listed for $1,399,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Panama City Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 19906 Front Bch?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 19906 Front Bch at around $7,961. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 19906 Front Bch?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 19906 Front Bch?

In most cases, yes. Whether 19906 Front Bch is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panama City Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 19906 Front Bch?

We can handle that for you. Our preferred local agent specializes in residentials in Panama City Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,399,000 with 2,783 sqft of space—that comes out to approximately $503 per square foot.

How long has this property been on the market?

19906 Front Bch was listed on December 08, 2025, which means it's been on the market for 337 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2005, making it approximately 21 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: West Bay
  • Middle: Surfside
  • High: Arnold

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $150 paid monthly.

Is 19906 Front Bch still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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