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Escape to your own slice of paradise in this stunning 2-bedroom, 2.5-bath condo at Bayside Villas, perfectly situated on beautiful Ochlockonee Bay! This affordable oasis offers the best of coastal living with fantastic amenities right at your fingertips. Inside, you'll find a spacious layout featuring several new upgrades throughout, as well as a complete chefs kitchen with a huge fridge/freezer and 36" induction stove. Each bedroom and the living room boasts its own private balcony, giving you breathtaking views and fresh bay breezes. Newly upgraded kitchen and bathrooms include recessed lighting throughout and smart mirrors equipped in the bathroom vanities. Plus, you get a convenient two-car garage and in-unit washer and dryer to boot! Beyond your door, enjoy exclusive access to a community pool, tennis court, dock and pier, private gym, and a clubhouse fit for entertaining. This is truly a water lover's dream home just seconds from boat ramps, Mashes Sands beach, and the scenic bike trail. Don't miss this incredible opportunity to live the bayfront dream! ***Please note*** monthly association dues are $800 total, with $150/month towards community maintenance, upkeep, and amenities and $650/month for insurance.

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 1992
  • 0.024 Acre Lot
  • $800/mo HOA
  • Waterfront
  • 69 days on Market

  • Bedrooms
    2
  • Bathrooms
    2 full · 1 half
  • Year Built
    1992
  • Architectural Style
    Cape Cod, Condo
  • Construction Materials
    Stucco, Concrete
  • Foundation
    Slab
  • Parking Features
    Attached, On Street
  • Living Area
    1440.0
  • Appliances
    Microwave, Refrigerator, Freezer
  • Exterior Features
    Balcony
  • Patio And Porch
    Covered, Patio, Porch
  • Pool Features
    In Ground, Outdoor Pool, Community

  • Acres
    0.024
  • Lot Features
    Waterfront
  • Water Front Features
    River Front, Waterfront
  • Water Front
    Yes
  • View
    Water, Bay, River
  • Utilities
    Sewer Connected, Water Connected
  • Water
    Private

  • Area
    Other Counties
  • County
    Wakulla
  • City
    Panacea
  • Neighborhood
    Bayside Villas of Panacea
  • Zip Code
    32346

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Frequently Asked Questions

How do I schedule a tour of 2289 Surf Rd #C 3?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 2289 Surf Rd #C 3.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 2289 Surf Rd #C 3?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $258,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Panacea, and can even get you in to see the property quickly.

How do I get a virtual tour of 2289 Surf Rd #C 3?

Yes! A virtual tour is available for 2289 Surf Rd #C 3. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 2289 Surf Rd #C 3?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 2289 Surf Rd #C 3 at around $1,468. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 2289 Surf Rd #C 3?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Wakulla County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 2289 Surf Rd #C 3?

In most cases, yes. Whether 2289 Surf Rd #C 3 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Panacea's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 2289 Surf Rd #C 3?

We can handle that for you. Our preferred local agent specializes in residentials in Panacea and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $258,000 with 1,440 sqft of space—that comes out to approximately $179 per square foot.

How long has this property been on the market?

2289 Surf Rd #C 3 was listed on September 05, 2026, which means it's been on the market for 69 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1992, making it approximately 34 years old.

What is the lot size of this property?

2289 Surf Rd #C 3 sits on a 0.02-acre lot, which is 871 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $800 paid monthly.

Is 2289 Surf Rd #C 3 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Property information provided by the RAFGC MLS – a service of the REALTOR® Association of Franklin & Gulf Counties, Inc. ©2026