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Welcome home to Palm Coast! Within a short ride to the beach - This beautifully maintained 3-bedroom, 2-bathroom single-family residence perfectly balances comfort and functional design. Featuring a highly sought-after split-bedroom floor plan, the layout maximizes privacy by separating the spacious primary suite from the guest bedrooms. As you step inside, you will appreciate the bright living spaces enhanced by high vaulted ceilings and cooling ceiling fans throughout. The functional kitchen features a cozy eat-in breakfast area, making it ideal for casual morning coffee or meal prep. Step out back to find your private Florida oasis. The covered and screened-in lanai overlooks a fully fenced, expansive backyard—perfect for pets, play, or outdoor entertaining. Plus, enjoy the ultimate peace of mind with no rear neighbors directly behind the property. Complete with an attached 2-car garage, this turn-key home is ready for its next chapter. Schedule your tour today!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2003
  • 0.24 Acre Lot
  • 2 Car Garage
  • 69 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2003
  • Construction Materials
    Block
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1230.0
  • Interior Features
    Walk-In Closet(s)
  • Appliances
    Dishwasher, Electric Water Heater, Microwave, Refrigerator, Range
  • Furnished
    Unfurnished
  • Exterior Features
    Private Yard
  • Cooling
    Central Air
  • Heating
    Electric, Central

  • Acres
    0.24
  • Utilities
    Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public

  • Area
    32164 - Palm Coast
  • County
    Flagler
  • City
    Palm Coast
  • Neighborhood
    SEMINOLE WOODS
  • Zip Code
    32164

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Frequently Asked Questions

How do I schedule a tour of 98 Smith Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 98 Smith Trl.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 98 Smith Trl?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $285,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Palm Coast, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 98 Smith Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 98 Smith Trl at around $1,875. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 98 Smith Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Flagler County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 98 Smith Trl?

In most cases, yes. Whether 98 Smith Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palm Coast's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 98 Smith Trl?

We can handle that for you. Our preferred local agent specializes in residentials in Palm Coast and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $285,000 with 1,230 sqft of space—that comes out to approximately $232 per square foot.

How long has this property been on the market?

98 Smith Trl was listed on September 03, 2026, which means it's been on the market for 69 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2003, making it approximately 23 years old.

What is the lot size of this property?

98 Smith Trl sits on a 0.24-acre lot, which is 10,454 square feet.

What are the property taxes for 98 Smith Trl?

The most recent public record shows annual property taxes for 98 Smith Trl were approximately $3,041. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 98 Smith Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 11, 2026 at 05:06PM | Source: Stellar MLS | MLS#: FC321193