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INVESTMENT OPPORTUNITY! Brand-new construction available with limited-time builder incentives. Designed with investors in mind, this home offers the benefits of new construction, including modern finishes, energy-efficient features, builder warranties, and strong rental potential. One unit leased into 2027 providing immediate cash flow. Qualified buyers may be eligible for special financing of 3.75% interest rate (5.068% APR), two years of professional property management, and rent protection incentives. Contact your REALTOR® for complete program details and eligibility requirements. House Hacking Programs Available! Photos are of a similar or previously completed home and are provided for illustrative purposes only. Actual features, finishes, colors, and floor plan details may vary.

Highlights

  • Residential Income
  • Duplex
  • New Construction
  • 0.23 Acre Lot
  • 1 Car Garage
  • 228 days on Market

  • Bedrooms
    4
  • Bathrooms
    4
  • Construction Materials
    Frame
  • Garage Spaces
    1.0
  • Parking Features
    Garage
  • Appliances
    Dishwasher, Electric Range, Microwave
  • Flooring
    Laminate
  • Cooling
    Central Air, Electric, Separate Meters
  • Heating
    Electric, Central

  • Acres
    0.23
  • Lot Features
    Cleared
  • Utilities
    Cable Available, Electricity Available, Sewer Connected, Water Connected


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Frequently Asked Questions

How do I schedule a tour of 54 Underwood Trl?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 54 Underwood Trl.

They know residential incomes in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 54 Underwood Trl?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $489,900. We can talk through recent upgrades, potential seller motivation, how this duplex compares to others in Palm Coast, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 54 Underwood Trl?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 54 Underwood Trl at around $2,863. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 54 Underwood Trl?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Flagler County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 54 Underwood Trl?

In most cases, yes. Whether 54 Underwood Trl is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palm Coast's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 54 Underwood Trl?

We can handle that for you. Our preferred local agent specializes in residential incomes in Palm Coast and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

How long has this property been on the market?

54 Underwood Trl was listed on March 30, 2026, which means it's been on the market for 228 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

What is the lot size of this property?

54 Underwood Trl sits on a 0.23-acre lot, which is 10,019 square feet.

What are the property taxes for 54 Underwood Trl?

The most recent public record shows annual property taxes for 54 Underwood Trl were approximately $906. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 54 Underwood Trl still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, realMLS. All rights reserved.

Last Updated: November 13, 2026 at 06:15PM | Source: realMLS | MLS#: 2137421