$359,900
3 Rivergate Ln , Palm Coast, FL 32164
- 3
- beds
- 2
- baths
- 2,041
- sqft
- 2008
- year built
- Status:
- Active
- MLS #:
- FC321494
- Neighborhood:
- RIVERGATE PH 02
- County:
- Flagler
- Listed By:
- Suzanne Brubaker - REALTY EXCHANGE, LLC
- Agent Phone:
- (919) 208-0570
- Agent Email:
- suzy@thebrubakergroup.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Looking for low-maintenance living without giving up space? This 2,041 sq ft home in gated RiverGate offers one of the larger floorplans in the community, peaceful water views, HOA-maintained lawn care, and access to the neighborhood pool. Filled with natural light, the home features tile throughout, cedar-lined closets, custom glass doors, skylights, and an open kitchen with bar-top seating. The air-conditioned Florida room provides additional year-round living space, while the owner’s suite includes a separate sitting area for added flexibility. Tucked on a cul-de-sac and centrally located near shopping, dining, and everyday conveniences, this home offers the comfort of a single-family residence with less exterior upkeep. Be sure to review the attached Features List in MLS for additional upgrades and details.
Highlights
- Residential
- Single Family Residence
- Built in 2008
- 0.17 Acre Lot
- $224/mo HOA
- Waterfront
- 2 Car Garage
- 52 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 2
-
- Year Built
- 2008
-
- Architectural Style
- Florida
-
- Construction Materials
- Block
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Driveway, Attached, Garage Door Opener
-
- Living Area
- 2041.0
-
- Interior Features
- Cathedral Ceiling(s), Walk-In Closet(s), Open Floorplan
-
- Appliances
- Dishwasher, Refrigerator, Range, Range Hood
-
- Flooring
- Ceramic Tile
-
- Furnished
- Unfurnished
-
- Exterior Features
- Rain Gutters
-
- Security Features
- Smoke Detector(s), Gated Community
-
- Cooling
- Central Air
-
- Heating
- Electric, Heat Pump
-
- Acres
- 0.17
-
- Lot Features
- Waterfront, Cul-De-Sac
-
- Water Front Features
- Pond
-
- Water Front
- Yes
-
- View
- Water, Pond
-
- Utilities
- Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
-
- Water
- Public
-
- Area
- 32164 - Palm Coast
-
- County
- Flagler
-
- City
- Palm Coast
-
- Neighborhood
- RIVERGATE PH 02
-
- Zip Code
- 32164
-
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Company NMLS #: 3446
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Estimated Value
$336,202
Estimated Sales Price Range:
$312,667 - $359,736
Source: Constellation Data Labs
Price History
| 10/02/2026 | Price Changed | $359,900 |
| Source: Stellar MLS #FC321494 | ||
| 09/17/2026 | Listed | $369,900 |
| Source: Stellar MLS #FC321494 | ||
Source: MLS Data
Deed History
| 01/22/2008 | Corporation Deed | $263,900 |
Source: Public records via Constellation Data Labs
Mortgage History
| 01/29/2014 | Conventional | $135,618 |
| 01/22/2008 | Unknown | $150,000 |
Source: Public records via Constellation Data Labs
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There are currently 1675 properties available in Palm Coast, with 94 under contract to close soon. Properties in the city have an average sale price of $405,673 and typically spend 112 days on the market before being sold.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3 Rivergate Ln?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3 Rivergate Ln.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3 Rivergate Ln?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $359,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Palm Coast, and can even get you in to see the property quickly.
How do I get a virtual tour of 3 Rivergate Ln?
Yes! A virtual tour is available for 3 Rivergate Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3 Rivergate Ln?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3 Rivergate Ln at around $2,055. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3 Rivergate Ln?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Flagler County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3 Rivergate Ln?
In most cases, yes. Whether 3 Rivergate Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Palm Coast's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3 Rivergate Ln?
We can handle that for you. Our preferred local agent specializes in residentials in Palm Coast and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $359,900 with 2,041 sqft of space—that comes out to approximately $176 per square foot.
How long has this property been on the market?
3 Rivergate Ln was listed on September 17, 2026, which means it's been on the market for 52 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2008, making it approximately 18 years old.
What is the lot size of this property?
3 Rivergate Ln sits on a 0.17-acre lot, which is 7,405 square feet.
What are the property taxes for 3 Rivergate Ln?
The most recent public record shows annual property taxes for 3 Rivergate Ln were approximately $1,244. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $224 paid monthly.
This covers access to community features including: Pool.
Is 3 Rivergate Ln still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 08, 2026 at 01:07PM | Source: Stellar MLS | MLS#: FC321494
