$514,999
- 4
- beds
- 3
- baths
- 2,466
- sqft
- 2017
- year built
- 4
- beds
- 3
- baths
- 2,466
- sqft
- 2017
- year built
- Status:
- Active
- MLS #:
- O6442300
- Neighborhood:
- MCCORMICK RESERVE PH 1
- County:
- Orange
- Listed By:
- Jonathan Speagle - DALTON WADE INC
- Agent Phone:
- (217) 521-1866
- Agent Email:
- jonathan@speaglesells.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Welcome home to this beautifully maintained 4-bedroom, 3-bathroom two-story Lauderdale floorplan in McCormick Reserve! Just 9 years young and situated on an oversized, pie-shaped lot, this home offers an impressive combination of space, upgrades, and an incredible outdoor living area. The previous sellers have invested approximately $60,000 in upgrades and improvements, and it shows! From the moment you walk in, you'll appreciate the spacious formal living and dining areas, 10-foot ceilings, and the open flow into the centrally located kitchen and family room. The kitchen features 42" cabinets with crown molding, upgraded quartz countertops, a large island, custom pantry, pendant lighting, and GE stainless steel appliances, all overlooking the family room and its sliding doors leading to the covered, screened-in lanai and backyard. The split-bedroom layout provides privacy for everyone, with a spacious primary suite featuring a large walk-in closet and an oversized bathroom with plenty of storage, while two additional downstairs bedrooms offer generous space and easy access to the second full bathroom. Upstairs, you'll find the fourth bedroom with its own private full bathroom, along with a huge bonus room that can easily be used as a game room, media room, home gym, office, or whatever your lifestyle requires. The backyard is where this home really shines! The oversized pie-shaped lot is fully enclosed with vinyl fencing and gates on both sides, creating a private and versatile outdoor space with plenty of room to entertain, relax, and enjoy the Florida sunshine. New pavers lead to an outdoor grill area and pergola, with electricity already run for added convenience, while multiple fruit trees add to the charm. The covered lanai features a retractable screen, making it easy to enjoy the outdoors throughout the year. Additional upgrades and features include plantation shutters, blinds, double-pane low-E windows, security cameras for remote monitoring, a 50-gallon hybrid electric water heater, and epoxy flooring in the garage. McCormick Reserve is conveniently located just minutes from major highways, Historic Downtown Winter Garden, the West Orange Trail, Winter Garden Village, restaurants, shopping, and everyday conveniences, with Disney, Universal, Downtown Orlando, and Orlando International Airport all approximately 30 minutes away. This is one you really need to see in person to appreciate the space, upgrades, and backyard!
Highlights
- Residential
- Single Family Residence
- Built in 2017
- 0.24 Acre Lot
- $75/mo HOA
- 2 Car Garage
- 51 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 3
-
- Year Built
- 2017
-
- Stories
- 2.0
-
- Architectural Style
- Traditional, Florida
-
- Construction Materials
- Frame, Stucco, Block
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached, Garage Door Opener
-
- Living Area
- 2466.0
-
- Interior Features
- Eat-in Kitchen, Walk-In Closet(s), High Ceilings, Stone Counters
-
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Refrigerator, Disposal, Ice Maker
-
- Flooring
- Carpet, Ceramic Tile, Wood
-
- Furnished
- Unfurnished
-
- Exterior Features
- Fire Pit, Outdoor Grill
-
- Patio And Porch
- Covered, Patio, Porch, Rear Porch
-
- Security Features
- Smoke Detector(s), Security System
-
- Cooling
- Central Air
-
- Heating
- Electric, Central
-
- Acres
- 0.24
-
- Lot Features
- Level, Cleared, Landscaped
-
- Utilities
- Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
-
- Water
- Public
-
- Area
- 34761 - Ocoee
-
- County
- Orange
-
- City
- Ocoee
-
- Neighborhood
- MCCORMICK RESERVE PH 1
-
- Zip Code
- 34761
-
- High School
- Ocoee High
-
- Middle School
- Ocoee Middle
-
- Elementary School
- Prairie Lake Elementary
-
Ask a Question
ez Mortgage Calculator
Enter your details below to estimate your monthly mortgage payment with taxes, fees and insurance.
$
Please enter a valid number
Cost of the current home: $514999
$
%
Please enter a valid number
Cash you pay when you close
Affects interest rates. 30- or 15- year loans are standard.
%
Default rate is illustrative, set internally by ez Home Search and updated periodically; actual rates vary by lender, credit score, and market conditions.
$
%
Please enter a valid number
$
Please enter a valid number
Typically 0.25% of home value per year.
$
Please enter a valid number
Homeowners association dues.
$ 0
Monthly
Principal and interest:
Property Taxes:
Homeowners Insurance:
HOA Dues:
$0 (0%)
$0 (0%)
$0 (0%)
$0 (0%)
preferred mortgage partner
your partner for Orange county
Responsive Mortgage
Company NMLS #: 3446
The ez Mortgage Calculator is for educational purposes only. Real-world interest rates and payments can differ due to factors like market trends, location, and loan specifics. Calculations are based on your inputs and might not consider extra costs a lender may add, such as insurance, taxes, and fees; thus, actual repayments could surpass estimates. Please note, ez Home Search does not provide loans, and this tool does not promise lending.
Estimated Value
$511,577
Estimated Sales Price Range:
$475,766 - $547,387
Source: Constellation Data Labs
Price History
| 11/03/2026 | Price Changed | $514,999 |
| Source: Stellar MLS #O6442300 | ||
| 09/16/2026 | Listed | $530,000 |
| Source: Stellar MLS #O6442300 | ||
| 04/10/2023 | Sold | $300,000 |
| Source: Stellar MLS #PR9098292 | ||
| 12/21/2022 | Listed | $300,000 |
| Source: Stellar MLS #PR9098292 | ||
Source: MLS Data
Deed History
| 04/14/2023 | Warranty Deed | $513,000 |
| 07/13/2017 | Special Warranty Deed | $338,100 |
Source: Public records via Constellation Data Labs
Mortgage History
| 04/14/2023 | Conventional | $250,000 |
| 05/27/2021 | Conventional | $230,200 |
| 04/24/2020 | Conventional | $245,000 |
| 07/13/2017 | ARM (Adjustable Rate Mortgage as of August, 2009) | $210,000 |
Source: Public records via Constellation Data Labs
What's your home worth?
Calculate your current home value within seconds.
Similar Listings
Look Throughout Ocoee
There are currently 192 properties available in Ocoee, with 23 under contract to close soon. Properties in the city have an average sale price of $460,480 and typically spend 86 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
With 44 zip codes in Orange County, you have many options in the area. Be sure to claim your free ez Home Search account to make sure you get alerts when a property that meets your needs becomes available.
Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3522 Heart Pine Loop?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3522 Heart Pine Loop.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3522 Heart Pine Loop?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 3 bath, listed for $514,999. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ocoee, and can even get you in to see the property quickly.
How do I get a virtual tour of 3522 Heart Pine Loop?
Yes! A virtual tour is available for 3522 Heart Pine Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3522 Heart Pine Loop?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3522 Heart Pine Loop at around $3,444. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 3522 Heart Pine Loop?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Orange County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3522 Heart Pine Loop?
In most cases, yes. Whether 3522 Heart Pine Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ocoee's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3522 Heart Pine Loop?
We can handle that for you. Our preferred local agent specializes in residentials in Ocoee and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $514,999 with 2,466 sqft of space—that comes out to approximately $209 per square foot.
How long has this property been on the market?
3522 Heart Pine Loop was listed on September 16, 2026, which means it's been on the market for 51 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2017, making it approximately 9 years old.
What is the lot size of this property?
3522 Heart Pine Loop sits on a 0.24-acre lot, which is 10,454 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Prairie Lake Elementary
- Middle: Ocoee Middle
- High: Ocoee High
Want to see how these schools compare? Check out our Orange County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3522 Heart Pine Loop?
The most recent public record shows annual property taxes for 3522 Heart Pine Loop were approximately $7,820. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $75 paid monthly.
Is 3522 Heart Pine Loop still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
Popular Home Searches in Ocoee, FL
Open Houses Near Ocoee, FL
Land for Sale Near Ocoee, FL
Townhomes for Sale Near Ocoee, FL
Waterfront Homes for Sale Near Ocoee, FL
Waterfront Condos for Sale Near Ocoee, FL
Homes with Pools for Sale Near Ocoee, FL
Gated Community Homes for Sale Near Ocoee, FL
Homes with No Hoa for Sale Near Ocoee, FL
Homes in Adult Communities for Sale Near Ocoee, FL
Search Nearby Cities
Search Nearby Counties
Search Nearby Postal Codes
Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 06, 2026 at 02:56PM | Source: Stellar MLS | MLS#: O6442300
