- 4
- beds
- 2
- baths
- 2,347
- sqft
- 2008
- year built
- Status:
- Active
- MLS #:
- OM725417
- Neighborhood:
- ARBORS
- County:
- Marion
- Listed By:
- Scott Coldwell - COLDWELL REALTY SOLD GUARANTEE
- Agent Phone:
- (352) 209-0000
- Agent Email:
- scott@coldwellrealty.com
Sponsoring Broker: Derek Eisenberg, Continental Real Estate Group, Inc
Forget today’s high rates—you can buy this home with an interest rate under 6%! This is an incredibly rare, unheard-of opportunity in this market. Don't let this one slip away! This is a Certified Pre-Owned Home, giving you added confidence from the start! A licensed home inspector has already completed the inspection, and the full report is available to you at no cost before you make an offer. Enjoy added peace of mind with a 12-month Home Warranty and an 18-month Satisfaction Guarantee — love your home, or we’ll buy it back or sell it for you at no cost, subject to program terms. Plus, receive a 1% lender credit at closing when financing through our preferred lender. More confidence, less uncertainty, and added value in your next home! Welcome to your private sanctuary in The Arbors, one of Southeast Ocala’s most coveted gated communities. This beautifully updated 3-bedroom, 3-bathroom residence—featuring a flexible office or 4th bedroom. The interior boasts a seamless flow, highlighted by stunning new flooring throughout the main living areas. new roof in 2022. Complementing this major upgrade is an expansive, fully fenced-in backyard, providing a secure and private haven for pets to roam, children to play, or for hosting weekend gatherings. Whether you're looking for a spacious floorplan or an outdoor retreat, this property delivers on both fronts.
Highlights
- Residential
- Single Family Residence
- Built in 2008
- 0.76 Acre Lot
- $125/mo HOA
- 2 Car Garage
- 164 days on Market
-
- Bedrooms
- 4
-
- Bathrooms
- 2
-
- Year Built
- 2008
-
- Stories
- 1.0
-
- Construction Materials
- Block
-
- Foundation
- Slab
-
- Garage Spaces
- 2.0
-
- Parking Features
- Attached
-
- Living Area
- 2347.0
-
- Interior Features
- Walk-In Closet(s), High Ceilings, Open Floorplan, Stone Counters
-
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Refrigerator, Range
-
- Flooring
- Carpet
-
- Furnished
- Unfurnished
-
- Exterior Features
- None
-
- Patio And Porch
- Covered, Rear Porch
-
- Cooling
- Central Air
-
- Heating
- Heat Pump
-
- Acres
- 0.76
-
- Lot Features
- Cleared, Private, Paved
-
- Utilities
- Electricity Connected, Water Connected
-
- Water
- Public
-
- Area
- 34480 - Ocala
-
- County
- Marion
-
- City
- Ocala
-
- Neighborhood
- ARBORS
-
- Zip Code
- 34480
-
- High School
- Forest High School
-
- Middle School
- Osceola Middle School
-
- Elementary School
- South Ocala Elementary School
-
Ask a Question
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preferred mortgage partner
your partner for Marion county
Responsive Mortgage
Company NMLS #: 3446
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Price History
| 09/25/2026 | Price Changed | $549,900 |
| Source: Stellar MLS #OM725417 | ||
| 05/26/2026 | Listed | $609,000 |
| Source: Stellar MLS #OM725417 | ||
| 12/28/2016 | Off Market | — |
| Source: Stellar MLS #OM511561 | ||
| 03/10/2016 | Off Market | — |
| Source: Stellar MLS #OM440457 | ||
| 07/20/2012 | Off Market | — |
| Source: Stellar MLS #OM377207 | ||
| 02/17/2010 | Off Market | — |
| Source: Stellar MLS #OM336912 | ||
| 11/10/2008 | Off Market | — |
| Source: Stellar MLS #OM313932 | ||
Source: MLS Data
Deed History
| 08/15/2022 | Warranty Deed | $460,000 |
| 04/04/2017 | Warranty Deed | $255,000 |
| 07/21/2016 | Special Warranty Deed | $190,000 |
| 06/05/2015 | Trustee’s Deed (Certificate of Title) | $195,600 |
| 04/26/2007 | Warranty Deed | $121,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 03/26/2024 | FHA | $386,650 |
| 08/15/2022 | Coventional | $265,700 |
| 04/04/2017 | Conventional | $191,250 |
| 04/26/2007 | ARM (Adjustable Rate Mortgage as of August, 2009) | $393,000 |
Source: Public records via Constellation Data Labs
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Similar Listings
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There are currently 675 properties available in Ocala, with 44 under contract to close soon. Properties in the city have an average sale price of $358,003 and typically spend 109 days on the market before being sold.
Want to compare this property to others available for sale in the area? Use our search to find exactly what you want among our 2,000,000+ listings and to see incredible photos to show you what is possible.
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Source: ez Home Search, MLS Data
Frequently Asked Questions
How do I schedule a tour of 3903 SE 38th Loop?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 3903 SE 38th Loop.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 3903 SE 38th Loop?
Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $549,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ocala, and can even get you in to see the property quickly.
How do I get a virtual tour of 3903 SE 38th Loop?
Yes! A virtual tour is available for 3903 SE 38th Loop. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.
How much is the monthly mortgage payment for 3903 SE 38th Loop?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 3903 SE 38th Loop at around $3,492. This includes estimated property taxes and insurance.
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How do I get pre-approved to buy 3903 SE 38th Loop?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Marion County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 3903 SE 38th Loop?
In most cases, yes. Whether 3903 SE 38th Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ocala's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 3903 SE 38th Loop?
We can handle that for you. Our preferred local agent specializes in residentials in Ocala and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $549,900 with 2,347 sqft of space—that comes out to approximately $234 per square foot.
How long has this property been on the market?
3903 SE 38th Loop was listed on May 26, 2026, which means it's been on the market for 164 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2008, making it approximately 18 years old.
What is the lot size of this property?
3903 SE 38th Loop sits on a 0.76-acre lot, which is 33,106 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: South Ocala Elementary School
- Middle: Osceola Middle School
- High: Forest High School
Want to see how these schools compare? Check out our Marion County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 3903 SE 38th Loop?
The most recent public record shows annual property taxes for 3903 SE 38th Loop were approximately $6,122. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $125 paid monthly.
Is 3903 SE 38th Loop still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.
Last Updated: November 06, 2026 at 02:56PM | Source: Stellar MLS | MLS#: OM725417
