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NEWER THAN NEW — 2023 build with $25K+ in upgrades already done, no construction wait, no builder lot premiums. This 2BR/2BA + flex room home in Longleaf Ridge at On Top of the World is move-in ready and immaculate. Tray ceilings, crown molding, rounded corners, and luxury vinyl plank throughout. The kitchen is the star: KitchenAid appliances, Cambria quartz counters and backsplash, shaker cabinets, and a large island with seating. Relax on the screened lanai with tongue-and-groove ceiling, or turn the flex room into an office, den, or hobby space. The primary suite has a walk-in closet and a spa-style frameless glass shower with dual-sink quartz vanity. Oversized 2-car garage with coated floor and extra-wide paver drive. Low utility costs: solar panels keep the total electric bill around $110/month (per seller; solar is leased). SELLER WILL PAY THE BUYER'S FIRST 6 MONTHS OF HOA FEES with an acceptable offer. Enjoy 55+ resort living: two championship golf courses, indoor and outdoor pools, fitness center, pickleball, tennis, trails, dog park, and a full social calendar. Furnishings and premium golf cart available separately. Schedule your private showing today!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2023
  • 0.22 Acre Lot
  • $493/mo HOA
  • 2 Car Garage
  • 35 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    2023
  • Construction Materials
    Stucco
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached
  • Living Area
    1703.0
  • Interior Features
    Walk-In Closet(s), Open Floorplan, Tray Ceiling(s), Stone Counters
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Range
  • Furnished
    Unfurnished
  • Exterior Features
    Storage
  • Cooling
    Central Air
  • Heating
    Central

  • Acres
    0.22
  • Utilities
    Cable Available, Natural Gas Available, Cable Connected, Natural Gas Connected, Electricity Connected
  • Water
    Public
  • Senior Community
    Yes

  • Area
    34481 - Ocala
  • County
    Marion
  • City
    Ocala
  • Neighborhood
    LONGLEAF RDG PH V
  • Zip Code
    34481

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Frequently Asked Questions

How do I schedule a tour of 10589 SW 98th Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 10589 SW 98th Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 10589 SW 98th Ln?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $399,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Ocala, and can even get you in to see the property quickly.

How do I get a virtual tour of 10589 SW 98th Ln?

Yes! A virtual tour is available for 10589 SW 98th Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 10589 SW 98th Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 10589 SW 98th Ln at around $2,567. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 10589 SW 98th Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Marion County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 10589 SW 98th Ln?

In most cases, yes. Whether 10589 SW 98th Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Ocala's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 10589 SW 98th Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Ocala and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $399,000 with 1,703 sqft of space—that comes out to approximately $234 per square foot.

How long has this property been on the market?

10589 SW 98th Ln was listed on October 01, 2026, which means it's been on the market for 35 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2023, making it approximately 3 years old.

What is the lot size of this property?

10589 SW 98th Ln sits on a 0.22-acre lot, which is 9,583 square feet.

What are the property taxes for 10589 SW 98th Ln?

The most recent public record shows annual property taxes for 10589 SW 98th Ln were approximately $4,842. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $493 paid monthly.

Is 10589 SW 98th Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 05, 2026 at 06:15PM | Source: Stellar MLS | MLS#: OM733102