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This Mediterranean-style waterfront home invites you to make Rocky Bayou part of your everyday life. Enjoy morning coffee overlooking the water, boating or fishing from your private pier, and evenings on the screened porch. Beyond the tranquility of this setting, its elevated position and history of never flooding, according to the seller, add to its waterfront appeal. Approximately 0.7 acre and 142 feet of direct waterfront create a spacious setting with expansive views toward Choctawhatchee Bay and the Destin skyline. A newly built 100-foot pier with flow-through fiberglass decking gives you your own place on the water. Authentic Mexican Saltillo tile, solid wood doors, and a stone masonry fireplace bring distinctive character to the home. Large windows frame the views, and the kitchen and breakfast nook overlook the bayou. Granite countertops, recently refurbished kitchen flooring, copper-accented LED lighting, and brand-new, never-used 2025 appliances complete the kitchen. The sliding glass door to the back porch has been replaced. An independent guest apartment beside the main residence includes its own kitchen, living and dining areas, laundry, storage, heated garage, and below-grade storm shelter/safe room. It offers extended family, adult children, and guests the freedom of their own space. Potential long-term rental or Airbnb use is subject to applicable rules and requirements. A circular driveway connects the residences, while a loft office and spacious bonus room add versatility to the main home. The seller reports that the property has never flooded. Two independent residences, a private pier, and an expansive waterfront setting—a place to enjoy your privacy and welcome the people you love.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1991
  • 0.7 Acre Lot
  • Waterfront
  • 2 Car Garage
  • 220 days on Market

  • Bedrooms
    5
  • Bathrooms
    3 full · 1 half
  • Year Built
    1991
  • Stories
    2.0
  • Architectural Style
    Traditional, Craftsman
  • Construction Materials
    Frame, Stone, Brick
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Circular Driveway
  • Living Area
    4400.0
  • Appliances
    Gas Water Heater
  • Flooring
    Tile, Carpet, Concrete, Brick, Stone
  • Exterior Features
    Dock, Boat Slip
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Natural Gas

  • Acres
    0.7
  • Lot Features
    Waterfront
  • Water Front Features
    Waterfront
  • Water Front
    Yes
  • View
    Water, Bay
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 4156 Beach Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 4156 Beach Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 4156 Beach Dr?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $2,225,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Niceville, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 4156 Beach Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 4156 Beach Dr at around $12,662. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 4156 Beach Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Okaloosa County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 4156 Beach Dr?

In most cases, yes. Whether 4156 Beach Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Niceville's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 4156 Beach Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Niceville and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,225,000 with 4,400 sqft of space—that comes out to approximately $506 per square foot.

How long has this property been on the market?

4156 Beach Dr was listed on April 09, 2026, which means it's been on the market for 220 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1991, making it approximately 35 years old.

What is the lot size of this property?

4156 Beach Dr sits on a 0.7-acre lot, which is 30,492 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Local School In County
  • Middle: LOCAL SCHOOL IN COUNTY
  • High: Local School In County

Want to see how these schools compare? Check out our Okaloosa County School Guide to see ratings, reviews, and more for the schools in the area.

Is 4156 Beach Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Pensacola Association of REALTORS®, Inc. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than Continental Real Estate Group, Inc are governed by the PAR Rules and Regulations and detailed information about them includes the name of the listing companies. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. Copyright © 2026 Pensacola Association of REALTORS®, Inc. All Rights Reserved.

Last Updated: November 15, 2026 at 05:45PM | Source: Pensacola Association of REALTORS | MLS#: 680757