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$50,000 in upgraded impact windows and doors — already installed, already paid for. That is the headline at 260 Timber Lake Cir #F204, and in Southwest Florida it's the one that matters most. Every window and door has been upgraded to top-quality impact glass: full hurricane protection without shutters or plywood, a noticeably quieter home, better energy efficiency, and the single most expensive upgrade a Florida condo owner will ever face — done, before you ever move in. This is the investment that protects the home, the budget, and your peace of mind every storm season. Beyond it, the home delivers on its own: a second-floor, 3-bedroom, 2-bath condo with 1,281 sq ft beneath vaulted ceilings, opening to a screened lanai with beautiful views over the lake. The kitchen features brand-new appliances, and the seller is offering a $10,000 decorating allowance — the finishing touches are your choices, not your renovation budget. Timber Lake is a quiet, peaceful, non-gated community set around its lake — clubhouse, pool, tennis courts, and an assigned covered carport. And the location works as hard as the home: just off Radio Road with quick access to Livingston Road and I-75, minutes from downtown Naples and Fifth Avenue South, and close to Naples Airport and the new Tesla center — the best of Naples within easy reach, without country-club fees. Condos with this level of investment already in place rarely come to market here. Come see what move-in ready actually looks like.

Highlights

  • Residential
  • Condominium
  • Built in 1990
  • $1,540/qtr HOA
  • Waterfront
  • 1 day on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1990
  • Stories
    2.0
  • Architectural Style
    Florida
  • Construction Materials
    Stucco, Cement Siding
  • Parking Features
    Covered, Detached Carport
  • Living Area
    1281.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Wired for Data
  • Appliances
    Microwave, Refrigerator, Washer, Range, Electric Cooktop
  • Flooring
    Vinyl
  • Furnished
    Unfurnished
  • Exterior Features
    Tennis Court(s)
  • Cooling
    Ceiling Fan(s), Electric
  • Heating
    Electric, Central

  • Lot Features
    Waterfront
  • Water Front Features
    Lake Front
  • Water Front
    Yes
  • View
    Lake
  • Utilities
    Cable Available

  • Area
    NA17 - N/O Davis Blvd
  • County
    Collier
  • City
    Naples
  • Neighborhood
    TIMBER LAKE
  • Zip Code
    34104
  • High School
    NAPLES HIGH SCHOOL
  • Middle School
    EAST NAPLES MIDDLE SCHOOL
  • Elementary School
    SHADOWLAWN ELEMENTARY

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Frequently Asked Questions

How do I schedule a tour of 260 Timber Lake Cir #F 204?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 260 Timber Lake Cir #F 204.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 260 Timber Lake Cir #F 204?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $295,000. We can talk through recent upgrades, potential seller motivation, how this condominium compares to others in Naples, and can even get you in to see the property quickly.

How do I get a virtual tour of 260 Timber Lake Cir #F 204?

Yes! A virtual tour is available for 260 Timber Lake Cir #F 204. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 260 Timber Lake Cir #F 204?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 260 Timber Lake Cir #F 204 at around $1,833. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 260 Timber Lake Cir #F 204?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Collier County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 260 Timber Lake Cir #F 204?

In most cases, yes. Whether 260 Timber Lake Cir #F 204 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Naples's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 260 Timber Lake Cir #F 204?

We can handle that for you. Our preferred local agent specializes in residentials in Naples and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $295,000 with 1,281 sqft of space—that comes out to approximately $230 per square foot.

How long has this property been on the market?

260 Timber Lake Cir #F 204 was listed on November 09, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1990, making it approximately 36 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: SHADOWLAWN ELEMENTARY
  • Middle: EAST NAPLES MIDDLE SCHOOL
  • High: NAPLES HIGH SCHOOL

Want to see how these schools compare? Check out our Collier County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 260 Timber Lake Cir #F 204?

The most recent public record shows annual property taxes for 260 Timber Lake Cir #F 204 were approximately $1,849. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,540 paid quarterly.

Is 260 Timber Lake Cir #F 204 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed. Copyright 2026, Multiple Listing Service of Bonita SpringsEstero. All rights reserved.

Last Updated: November 10, 2026 at 01:15AM | Source: Multiple Listing Service of Bonita SpringsEstero | MLS#: 226040621