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Welcome to 475 Sandy Cay Drive--an exceptional 4-bedroom, 2-bath home located in a desirable gated community Paradise Retreat with 320' private beach access. This move-in-ready property offers the perfect blend of comfort, style, and coastal convenience. Inside, you'll find luxury vinyl plank (LVP) flooring throughout, creating a seamless and low-maintenance living space. The kitchen is designed to impress with granite countertops, stainless steel appliances, and plenty of room for cooking and entertaining. Natural light fills the home, enhanced by hurricane impact-rated windows that provide both energy efficiency and peace of mind. Step outside to enjoy a screened patio--ideal for relaxing, listening to the waves crashing along the beach. With four spacious bedrooms and two full bathrooms, there's plenty of room for family, guests, or a home office setup. Other updates include a paver driveway, gutters, Sylvester palm trees adding to the home's curb appeal. Located just moments from the beach, this home offers exclusive private beach access, making it easy to enjoy the coastal lifestyle every day. Whether you're searching for a primary residence, vacation home, or investment opportunity, 475 Sandy Cay Drive checks all the boxes. Short Term Rentals allowed. The Pool images are conceptual rendering designed to showcase the property's potential layout and is not a photograph of an active or completed swimming pool. NO POOL is currently installed on the property.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2004
  • $1,360/yr HOA
  • 2 Car Garage
  • 216 days on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2004
  • Stories
    1.0
  • Architectural Style
    Ranch
  • Construction Materials
    Frame, Brick
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener, Garage
  • Interior Features
    Vaulted Ceiling(s), Pantry, Breakfast Bar
  • Appliances
    Dishwasher, Microwave, Disposal, Gas Oven, Range Hood, Gas Water Heater, Self Cleaning Oven
  • Flooring
    Vinyl
  • Furnished
    Unfurnished
  • Patio And Porch
    Patio, Porch, Screened
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ceiling Fan(s), Central Air, Electric
  • Heating
    Natural Gas, Electric, Central

  • Lot Features
    Irregular Lot
  • Utilities
    Cable Available, Electricity Available, Natural Gas Available, Phone Available, Underground Utilities
  • Water
    Public

  • Area
    15 - Miramar/Sandestin Resort
  • County
    Walton
  • City
    Miramar Beach
  • Neighborhood
    PARADISE RETREAT
  • Zip Code
    32550
  • High School
    South Walton
  • Middle School
    Emerald Coast
  • Elementary School
    Van R Butler

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Frequently Asked Questions

How do I schedule a tour of 475 Sandy Cay Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 475 Sandy Cay Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 475 Sandy Cay Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $785,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Miramar Beach, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 475 Sandy Cay Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 475 Sandy Cay Dr at around $4,504. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 475 Sandy Cay Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Walton County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 475 Sandy Cay Dr?

In most cases, yes. Whether 475 Sandy Cay Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Miramar Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 475 Sandy Cay Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Miramar Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $785,000 with 1,919 sqft of space—that comes out to approximately $409 per square foot.

How long has this property been on the market?

475 Sandy Cay Dr was listed on April 06, 2026, which means it's been on the market for 216 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2004, making it approximately 22 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Van R Butler
  • Middle: Emerald Coast
  • High: South Walton

Want to see how these schools compare? Check out our Walton County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 475 Sandy Cay Dr?

The most recent public record shows annual property taxes for 475 Sandy Cay Dr were approximately $2,974. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,360 paid annually.

Is 475 Sandy Cay Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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