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LUXURY.VIEWS.PARADISE! An exquisite Gulf-View custom built 4 bedroom/4.5 bath luxury home in one of the most scenic seaside enclaves on the Forgotten Coast. This architectural gem offers an exceptional blend of breathtaking views, thoughtful design & upscale coastal living. Located on a peaceful cul-de-sac, this retreat is positioned to soak in stunning Gulf panoramas from the upper levels. Step inside where every detail has been carefully considered & each bedroom has their own private en-suite bath for comfort & privacy. The master suite is a sanctuary with direct balcony access of sweeping Gulf views. The luxurious en-suite with a free standing tub, separate shower & elegant green marble accents make every morning unforgettable. Head to the top floor & discover an entertainer's dream—generous living area framed by picturesque windows & a double slider leading to an expansive deck perfect for sunset gatherings or relaxing with a coastal breeze. The heart of the home is a chef's delight: custom cabinetry, a large island with waterfall quartzite countertop, GE Monogram appliances & a walk-in pantry with dry bar elevate culinary experiences. A versatile flex room adjoining the bunk room offers endless options—a 5th bedroom, game room or media space to suit your lifestyle. Practical amenities include laundry facilities on two levels & a built-in elevator for effortless movement. The private gated community pampers with exclusive amenities, including a chic clubhouse with kitchen, pool, & fitness center. The boardwalk/golf cart path lead you to the areas pristine white sand beaches & emerald Gulf waters—your everyday escape to paradise. Mexico Beach offers a laid-back coastal lifestyle filled with boating, fishing, shops, local seafood spots & miles of uncrowded beaches. Whether you're seeking a tranquil coastal retreat or investment, this extraordinary residence captures the best of luxury beach living. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2025
  • 0.2 Acre Lot
  • $1,050/qtr HOA
  • 2 Car Garage
  • 287 days on Market

  • Bedrooms
    4
  • Bathrooms
    4 full · 1 half
  • Year Built
    2025
  • Stories
    3.0
  • Architectural Style
    Coastal
  • Construction Materials
    HardiPlank Type
  • Foundation
    Pillar/Post/Pier
  • Garage Spaces
    2.0
  • Parking Features
    Garage Door Opener, Garage, Gated
  • Interior Features
    Pantry, Soaking Tub
  • Appliances
    Gas Range, Tankless Water Heater, Gas Water Heater
  • Exterior Features
    Balcony
  • Patio And Porch
    Deck, Porch
  • Pool Features
    In Ground, Community
  • Security Features
    Smoke Detector(s), Gated Community, Security Gate
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Electric, Central

  • Acres
    0.2
  • Lot Features
    Paved
  • View
    Water
  • Utilities
    Electricity Available, Natural Gas Available, Cable Connected

  • Area
    05 - Bay County - East
  • County
    Bay
  • City
    Mexico Beach
  • Neighborhood
    Sugar Sand
  • Zip Code
    32456
  • High School
    Port St. Joe
  • Middle School
    Port St. Joe
  • Elementary School
    Port St. Joe

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Frequently Asked Questions

How do I schedule a tour of 109 Dunes Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 109 Dunes Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 109 Dunes Dr?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $2,500,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Mexico Beach, and can even get you in to see the property quickly.

How do I get a virtual tour of 109 Dunes Dr?

Yes! A virtual tour is available for 109 Dunes Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 109 Dunes Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 109 Dunes Dr at around $14,658. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 109 Dunes Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 109 Dunes Dr?

In most cases, yes. Whether 109 Dunes Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Mexico Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 109 Dunes Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Mexico Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,500,000 with 3,752 sqft of space—that comes out to approximately $666 per square foot.

How long has this property been on the market?

109 Dunes Dr was listed on January 30, 2026, which means it's been on the market for 287 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2025, making it approximately 1 years old.

What is the lot size of this property?

109 Dunes Dr sits on a 0.2-acre lot, which is 8,712 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Port St. Joe
  • Middle: Port St. Joe
  • High: Port St. Joe

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 109 Dunes Dr?

The most recent public record shows annual property taxes for 109 Dunes Dr were approximately $5,172. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $1,050 paid quarterly.

This covers access to community features including: Clubhouse, Pool, Gated, Management, Beach Rights, Maintenance Grounds, Recreation Facilities.

Is 109 Dunes Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 13, 2026 at 05:03PM | Source: Central Panhandle Association of REALTORS | MLS#: 784444