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Turnkey beachside investment opportunity with sought after zoning that allows for nightly vacation rentals. Located literally just steps from the powder white sands of the Gulf, this fully furnished 2 bedroom plus loft, 2 bath coastal retreat is ideally positioned for both strong rental performance and personal enjoyment. A brick paver walkway leads to the home’s welcoming front patio, which is surrounded by charming landscaping. Adirondack seating and a fire pit create the perfect setting to relax and unwind after a day at the beach, setting the tone for the coastal lifestyle this property offers. A spacious storage shed keeps all your beach gear and toys organized, and an outdoor shower adds convenience after enjoying the sand and surf. Upon entry, the first floor features the kitchen and dining area, complete with white shaker cabinetry, quartz countertops, GE stainless steel appliance package including a counter-depth French door refrigerator, recessed lighting, and a stylish coffee bar with open shelving. This level also includes a bedroom, a beautifully updated full bathroom with a tiled walk-in shower and frameless glass enclosure, and a convenient washer and dryer. The second floor serves as the main living space, showcasing vaulted ceilings, abundant natural light, and a comfortable gathering area. An enclosed loft on this level provides valuable additional sleeping or flex space, along with a second fully updated bathroom featuring a tiled walk-in shower and frameless glass door. The third floor offers a spacious bedroom, creating a private retreat for guests and separating sleeping areas for larger groups. This thoughtfully designed three level home comfortably sleeps 7 and is ideal for maximizing guest occupancy. The home has been upgraded with luxury vinyl plank flooring throughout the first and second floors and plantation shutters throughout, delivering a clean, coastal aesthetic that is both stylish and durable for short term rental use. A metal roof and newly sealed flat roof section adds long term value, durability, and peace of mind for owners.The property also offers ample parking, a rare and valuable feature for vacation rentals in this area. Positioned in one of Tampa Bay's most desirable beachside locations, this property consistently attracts vacationers year round. The ability to rent nightly provides a major advantage for income generation, making this an ideal opportunity for investors or buyers seeking a beach home that can offset ownership costs. Popular local dining and entertainment options including Mad Beach Cantina and Bamboo Beach Bar are located just across the street, while John’s Pass Village and Boardwalk is also just steps away, offering waterfront dining, shopping, fishing charters, and boating excursions. Additional nearby favorites such as Candy Kitchen, Dockside Dave’s, Daiquiri Deck, and other local hotspots are all within walking distance. Enjoy incredible sunsets just moments from your front door along the Gulf shoreline. Offered fully furnished and beautifully appointed, this is a true plug and play investment ready for immediate use or continued rental.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1947
  • 0.04 Acre Lot
  • 191 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1947
  • Stories
    3.0
  • Construction Materials
    Frame, Vinyl Siding
  • Parking Features
    Driveway, Parking Pad, Guest
  • Living Area
    1404.0
  • Interior Features
    Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Stone Counters, Built-in Features
  • Appliances
    Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Range, Disposal
  • Flooring
    Carpet, Wood
  • Exterior Features
    Storage, Outdoor Shower
  • Patio And Porch
    Patio, Front Porch
  • Cooling
    Central Air
  • Heating
    Electric, Heat Pump, Central
  • Basement
    Crawl Space

  • Acres
    0.04
  • Lot Features
    Near Public Transit, Paved
  • View
    Water
  • Utilities
    Cable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Water
    Public


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Frequently Asked Questions

How do I schedule a tour of 13095 Gulf Ln?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 13095 Gulf Ln.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 13095 Gulf Ln?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $839,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Madeira Beach, and can even get you in to see the property quickly.

How do I get a virtual tour of 13095 Gulf Ln?

Yes! A virtual tour is available for 13095 Gulf Ln. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 13095 Gulf Ln?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 13095 Gulf Ln at around $5,624. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 13095 Gulf Ln?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Pinellas County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 13095 Gulf Ln?

In most cases, yes. Whether 13095 Gulf Ln is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Madeira Beach's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 13095 Gulf Ln?

We can handle that for you. Our preferred local agent specializes in residentials in Madeira Beach and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $839,000 with 1,404 sqft of space—that comes out to approximately $598 per square foot.

How long has this property been on the market?

13095 Gulf Ln was listed on May 02, 2026, which means it's been on the market for 191 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1947, making it approximately 79 years old.

What is the lot size of this property?

13095 Gulf Ln sits on a 0.04-acre lot, which is 1,742 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Orange Grove Elementary-PN
  • Middle: Seminole Middle-PN
  • High: Seminole High-PN

Want to see how these schools compare? Check out our Pinellas County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 13095 Gulf Ln?

The most recent public record shows annual property taxes for 13095 Gulf Ln were approximately $10,196. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 13095 Gulf Ln still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Stellar MLS. All rights reserved.

Last Updated: November 09, 2026 at 07:57PM | Source: Stellar MLS | MLS#: TB8502493