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** Sellers to contribute up to $5,000 towards buyers closing costs or rate buy down with an acceptable offer.** This spacious 5-bedroom, 3-bathroom single-story home located in a highly sought-after neighborhood near some of the area's top-rated charter schools. Thoughtfully designed with comfort and functionality in mind, this home offers an ideal layout for both everyday living and entertaining. Inside, you'll find generously sized rooms throughout, an open-concept kitchen, and a welcoming main living areathat creates the perfect space for gathering with family and friends. In addition to the five bedrooms, a separate den/office/playroom provides valuable flexible space--perfect for a home office, media room, playroom, or additional lounge area. This home is perfect for a growing family or anyone who enjoys hosting during holidays and special occasions, offering plenty of room for guests and memorable gatherings. With its spacious layout, versatile living areas, and prime location, this home offers the space, convenience, and comfort today's families are looking for.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2021
  • 0.22 Acre Lot
  • $133/mo HOA
  • 2 Car Garage
  • 246 days on Market

  • Bedrooms
    5
  • Bathrooms
    3
  • Year Built
    2021
  • Stories
    1.0
  • Architectural Style
    Craftsman
  • Construction Materials
    HardiPlank Type
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Garage Door Opener, Garage, Gated
  • Interior Features
    Walk-In Closet(s), Double Vanity, Smart Thermostat, Smart Home, Soaking Tub
  • Appliances
    Electric Water Heater, Electric Oven, Electric Cooktop
  • Patio And Porch
    Covered, Patio, Porch
  • Security Features
    Smoke Detector(s), Fire Sprinkler System, Fire Alarm, Carbon Monoxide Detector(s), Security Gate
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Electric, Central

  • Acres
    0.22
  • Utilities
    Electricity Available, Cable Connected


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Frequently Asked Questions

How do I schedule a tour of 140 Martingale Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 140 Martingale Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 140 Martingale Loop?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 3 bath, listed for $450,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Lynn Haven, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 140 Martingale Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 140 Martingale Loop at around $2,883. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 140 Martingale Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Bay County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 140 Martingale Loop?

In most cases, yes. Whether 140 Martingale Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lynn Haven's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 140 Martingale Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Lynn Haven and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $450,000 with 3,113 sqft of space—that comes out to approximately $145 per square foot.

How long has this property been on the market?

140 Martingale Loop was listed on March 06, 2026, which means it's been on the market for 246 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2021, making it approximately 5 years old.

What is the lot size of this property?

140 Martingale Loop sits on a 0.22-acre lot, which is 9,583 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Deer Point
  • Middle: Merritt Brown
  • High: Mosley

Want to see how these schools compare? Check out our Bay County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 140 Martingale Loop?

The most recent public record shows annual property taxes for 140 Martingale Loop were approximately $5,316. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $133 paid monthly.

This covers access to community features including: Picnic Area, Playground, Gated.

Is 140 Martingale Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Listing information provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed by the MLS. Copyright 2026, Central Panhandle Association of REALTORS. All rights reserved.

Last Updated: November 07, 2026 at 02:11PM | Source: Central Panhandle Association of REALTORS | MLS#: 786403