Searching ...

*Seller Motivated, told us to bring all reasonable Offers. 3/1 with a guest cottage/office space at rear of property with private full bath and kitchenette. 4/2 with cottage. All just awaiting a Buyers personal taste!. Huge lot with incredible area for big a beautiful pool! This is a perfect family 3/1 home in one of the best New Town neighborhoods. This fully gated home sits on a massive 7000 sf oversized lot and is completely move-in ready. The home boasts three bedrooms and one bath. The floor plan in the kitchen and living area flows perfectly for open living. Glass French doors open to the back patio (that could be enclosed for Florida room) and look out at the massive green lawn and native trees. The large back yard is perfect for expansion or creating your very own tropical oasis. Set back in complete privacy is a beautiful guest suite/office space with bath. The side yard with an additional privacy fence is perfect boat parking. This property is a must see! Occupied so must allow 24 hour notice.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1963
  • 0.17 Acre Lot
  • 163 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1963
  • Construction Materials
    Concrete
  • Parking Features
    Off Street
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal, Oven, Stainless Steel Appliance(s), Ice Maker
  • Flooring
    Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Storage
  • Patio And Porch
    Patio, Porch
  • Security Features
    Smoke Detector(s)
  • Cooling
    Ductless, Ceiling Fan(s), Central Air
  • Heating
    Ductless, Central

  • Acres
    0.17
  • Utilities
    Cable Available


Ask a Question

What's your home worth?

Calculate your current home value within seconds.

Frequently Asked Questions

How do I schedule a tour of 1227 20?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1227 20.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1227 20?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $900,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Key West, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1227 20?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1227 20 at around $5,700. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1227 20?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1227 20?

In most cases, yes. Whether 1227 20 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key West's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1227 20?

We can handle that for you. Our preferred local agent specializes in residentials in Key West and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $900,000 with 1,286 sqft of space—that comes out to approximately $700 per square foot.

How long has this property been on the market?

1227 20 was listed on June 01, 2026, which means it's been on the market for 163 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1963, making it approximately 63 years old.

What is the lot size of this property?

1227 20 sits on a 0.17-acre lot, which is 7,405 square feet.

What are the property taxes for 1227 20?

The most recent public record shows annual property taxes for 1227 20 were approximately $6,945. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 1227 20 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

Popular Home Searches in Key West, FL


Search Nearby Cities


Search Nearby Postal Codes

IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.