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Experience the best of the Florida Keys in this brand-new, fully concrete 3-bedroom, 3-bathroom home located in the gated Key Largo Ocean Resort. Designed with an open-concept layout, floor-to-ceiling impact windows and doors, and an abundance of natural light, this home captures beautiful ocean views from the kitchen and bedrooms. The showstopper is the expansive rooftop deck, complete with an outdoor kitchen and panoramic ocean views, an incredible setting for entertaining, relaxing, and taking in the Keys lifestyle. Inside, the home is offered fully furnished and features stainless steel appliances, a second floor wet bar with wine refrigerator, conveniently located laundry, and thoughtful finishes throughout. Additional features include an outdoor shower, downstairs storage with an additional refrigerator, and covered parking. Key Largo Ocean Resort offers a true resort-style experience with an array of amenities designed for enjoying the Florida Keys lifestyle. The gated community features a full-service marina with boat ramp, fishing pier, clubhouse, swimming pool, fitness center, tennis, basketball and pickle-ball courts, a children's playground, neighborhood events and more. For boating enthusiasts, the marina provides convenient access to the water; boat slips are not deeded. Brand-new construction, panoramic ocean views, boating access, resort-style amenities and a turnkey furnished interior, all in the Heart of Key Largo. Close to shopping, groceries and Mariners Hospital. One hour to Miami International Airport.

Highlights

  • Residential
  • Single Family Residence
  • New Construction
  • Built in 2025
  • 0.03 Acre Lot
  • $500/mo HOA
  • 94 days on Market

  • Bedrooms
    3
  • Bathrooms
    3
  • Year Built
    2025
  • Construction Materials
    Concrete
  • Parking Features
    Open, Covered, Carport, Assigned, Guest
  • Interior Features
    Walk-In Closet(s), Pantry, Bar, Wet Bar, Storage, Granite Counters
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Disposal, Oven, Wine Cooler, Stainless Steel Appliance(s)
  • Flooring
    Tile
  • Furnished
    Furnished
  • Exterior Features
    Storage, Lighting, Tennis Court(s), Outdoor Shower, Outdoor Kitchen, Built-in Barbecue
  • Patio And Porch
    Patio, Deck, Porch
  • Pool Features
    In Ground
  • Security Features
    Smoke Detector(s), Building Security
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Central

  • Acres
    0.03
  • View
    Ocean

  • Area
    26 - Key Largo S of MM 96.9
  • County
    Monroe
  • City
    Key Largo
  • Neighborhood
    Key Largo Ocn Resorts (94.5)
  • Zip Code
    33037

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Frequently Asked Questions

How do I schedule a tour of 94825 Overseas Hwy #UNIT 82?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 94825 Overseas Hwy #UNIT 82.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 94825 Overseas Hwy #UNIT 82?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $1,198,500. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Key Largo, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 94825 Overseas Hwy #UNIT 82?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 94825 Overseas Hwy #UNIT 82 at around $6,985. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 94825 Overseas Hwy #UNIT 82?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 94825 Overseas Hwy #UNIT 82?

In most cases, yes. Whether 94825 Overseas Hwy #UNIT 82 is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key Largo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 94825 Overseas Hwy #UNIT 82?

We can handle that for you. Our preferred local agent specializes in residentials in Key Largo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,198,500 with 1,723 sqft of space—that comes out to approximately $696 per square foot.

How long has this property been on the market?

94825 Overseas Hwy #UNIT 82 was listed on August 11, 2026, which means it's been on the market for 94 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2025, making it approximately 1 years old.

What is the lot size of this property?

94825 Overseas Hwy #UNIT 82 sits on a 0.03-acre lot, which is 1,307 square feet.

What are the property taxes for 94825 Overseas Hwy #UNIT 82?

The most recent public record shows annual property taxes for 94825 Overseas Hwy #UNIT 82 were approximately $1,977. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $500 paid monthly.

Is 94825 Overseas Hwy #UNIT 82 still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.