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Welcome to 902 S. Ruby Drive in the highly sought-after Silver Shores, a vibrant 55+ oceanfront community in the heart of Key Largo. This beautifully maintained 2-bedroom, 2-bathroom home offers 1,298 square feet of comfortable living space and truly feels like home with drywalled walls and ceilings, new flooring, and a brand-new HVAC system. Thoughtfully updated and well cared for, this spacious layout provides both functionality and relaxed Florida Keys charm. Enjoy morning coffee or sunset evenings from your screened porch, perfectly positioned to capture the island breeze. Silver Shores is known for offering one of the best lifestyle values in the Upper Keys with a remarkably affordable monthly HOA. Residents enjoy a heated and chilled oceanfront pool, community dockage (waiting list), boat trailer storage, tennis and pickleball courts, and one of the most active clubhouses in town. On-site management is helpful and accommodating, adding to the ease of ownership. If you've been searching for an affordable way to enjoy the Keys lifestyle without sacrificing amenities, this is your opportunity.

Highlights

  • Residential
  • Mobile Home
  • Built in 1978
  • 0.09 Acre Lot
  • $278/mo HOA
  • 263 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1978
  • Parking Features
    Covered, Carport, Guest
  • Interior Features
    Built-in Features
  • Appliances
    Dryer, Dishwasher, Refrigerator, Washer, Oven
  • Flooring
    Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Storage
  • Patio And Porch
    Screened
  • Pool Features
    In Ground
  • Security Features
    Security Gate
  • Cooling
    Ceiling Fan(s), Central Air

  • Acres
    0.09

  • Area
    26 - Key Largo S of MM 96.9
  • County
    Monroe
  • City
    Key Largo
  • Neighborhood
    Silver Shores (96.0)
  • Zip Code
    33037

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Frequently Asked Questions

How do I schedule a tour of 902 S Ruby Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 902 S Ruby Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 902 S Ruby Dr?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $475,000. We can talk through recent upgrades, potential seller motivation, how this mobile home compares to others in Key Largo, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 902 S Ruby Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 902 S Ruby Dr at around $2,960. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 902 S Ruby Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 902 S Ruby Dr?

In most cases, yes. Whether 902 S Ruby Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key Largo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 902 S Ruby Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Key Largo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $475,000 with 1,259 sqft of space—that comes out to approximately $377 per square foot.

How long has this property been on the market?

902 S Ruby Dr was listed on February 19, 2026, which means it's been on the market for 263 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1978, making it approximately 48 years old.

What is the lot size of this property?

902 S Ruby Dr sits on a 0.09-acre lot, which is 3,920 square feet.

What are the property taxes for 902 S Ruby Dr?

The most recent public record shows annual property taxes for 902 S Ruby Dr were approximately $3,088. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $278 paid monthly.

Is 902 S Ruby Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.