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Michelin-Star Kitchen with endless entertaining opportunities are what sets this property apart from the rest. If you like to prepare food and entertain family and guests, look no further. Located in a peaceful neighborhood the home is surrounded by lush tropical landscaping including mature Mame and Mango Trees, Lime and Key Lime Trees. Recently updated and remodeled, this property is ready for you to enjoy Island living at it's finest. The innovative kitchen features dual Miele refrigerators, a professional-grade Wolf gas range with double ovens, a deep hammered copper farm sink, and a copper range hood. Black walnut cabinetry, rough-sawn and imported, compliment the sophisticated space. A total of 1,499 sq ft of living space with 3 bedrooms and 2 full baths. The interior features custom woodwork, imported walnut doors, copper sink basins and high-tech lighting. The 7500 sq ft lot spans the block giving access to the property from two streets. Each of the driveways feature pavers that compliment the property's highly maintained exterior. Enjoy dining outdoors under the covered lanai with a built in grill and fire pit. Concrete Block Construction with concrete siding and copper gutters. All impact rated windows and doors. In the X flood zone of the Pirates Cove subdivision, you have access to a private boat ramp, beach and Clubhouse. This property has everything you have been looking for. It is a must see!

Highlights

  • Residential
  • Single Family Residence
  • Built in 2009
  • 0.17 Acre Lot
  • 1 day on Market

Open House

  • November 14, 2026
    1:00pm - 4:00pm

This open house information was last updated on 11/10/2026 03:14AM

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2009
  • Parking Features
    Garage, RV Access/Parking, Storage
  • Interior Features
    Pantry, Storage, Granite Counters
  • Appliances
    Dryer, Dishwasher, Microwave, Refrigerator, Washer, Range, Oven, Stainless Steel Appliance(s)
  • Flooring
    Tile
  • Furnished
    Unfurnished
  • Exterior Features
    Lighting, Built-in Barbecue
  • Patio And Porch
    Patio
  • Cooling
    Ceiling Fan(s), Central Air
  • Heating
    Central

  • Acres
    0.17

  • Area
    27 - Key Largo MM 97-107
  • County
    Monroe
  • City
    Key Largo
  • Neighborhood
    Pirates Cove (Key Largo) (98.5)
  • Zip Code
    33037

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Frequently Asked Questions

How do I schedule a tour of 85 Henry Morgan Dr?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 85 Henry Morgan Dr.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 85 Henry Morgan Dr?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $1,025,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Key Largo, and can even get you in to see the property quickly.

Are there any upcoming open houses for this property?

Yes—an open house is scheduled for . Let us connect you with our local expert before you go so they can help you prepare questions, highlight key features, and arrange a private tour if that time doesn't work.

How do I get a virtual tour of 85 Henry Morgan Dr?

Yes! A virtual tour is available for 85 Henry Morgan Dr. Click here to view the full walkthrough and explore every room at your own pace. If you would like a guided virtual showing or have questions along the way, we can connect you with our local expert to walk you through it live.

How much is the monthly mortgage payment for 85 Henry Morgan Dr?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 85 Henry Morgan Dr at around $6,400. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 85 Henry Morgan Dr?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Monroe County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 85 Henry Morgan Dr?

In most cases, yes. Whether 85 Henry Morgan Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Key Largo's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 85 Henry Morgan Dr?

We can handle that for you. Our preferred local agent specializes in residentials in Key Largo and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,025,000 with 1,499 sqft of space—that comes out to approximately $684 per square foot.

How long has this property been on the market?

85 Henry Morgan Dr was listed on November 09, 2026, which means it's been on the market for 1 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2009, making it approximately 17 years old.

What is the lot size of this property?

85 Henry Morgan Dr sits on a 0.17-acre lot, which is 7,405 square feet.

What are the property taxes for 85 Henry Morgan Dr?

The most recent public record shows annual property taxes for 85 Henry Morgan Dr were approximately $6,804. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is 85 Henry Morgan Dr still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright 2026 Florida Keys Board of REALTORS®, Inc.